Delaware County property record for 1145 Flora Ln, Upper Chichester, PA 19061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,363 sqft · built 1960 |
| Lot Size | 0.507 acres (22,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2007) |
| Tax Bill | $8,054 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-105:000 |
| Primary APN | 09-14-105:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 22,085 sqft (0.507 acres) |
| Lot Dimensions | 200 ft deep x 130 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0914105000 |
|---|---|
| Street Address | 1145 FLORA LN |
| City | UPPER CHICHESTER |
| State | PA |
| Zip | 19061-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STY HSE/GAR 130 X 200 X IRR |
| Legal Subdivision | JOSEPH SR & HELEN FAVERIO PLAN |
| Legal Block | 91 |
| Legal Lot Number | I |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER CHICHESTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 406801 |
1145 Flora Ln is owned and occupied by two individuals who bought it in May 2007.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 FLORA LN, UPPER CHICHESTER, PA 19061-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2007 · Amount on File |
| Deed Sale | May 16, 2007 · Amount on File |
| Deed Document Number | 200742871 |
| Deed Book / Page | 4101 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 1145 FLORA LN, UPPER CHICHESTER, PA 19061-3112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0069570786 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 6957/786 |
| Instrument | 2024004609 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 23, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 1145 FLORA LN, UPPER CHICHESTER, PA 19061-3112 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0068223642 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 6822/3642 |
| Instrument | 2022024593 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 1145 Flora Ln was $8,054 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Chichester Township |
| Unified School District | Chichester School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,054.00 Homeowner's exemption | $217,580 Land $77,270 Building $140,310 | $217,580 Land $77,270 Building $140,310 |
| 2024 | $217,580 Land $77,270 Building $140,310 | ||
| 2023 | $6,826.00 Homeowner's exemption | ||
| 2021 | $217,580 (-) | ||
| 2020 | $217,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1145 Flora Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1145 Flora Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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