1145 Encinitas Ct, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 1145 Encinitas Ct, Grover Beach, CA 93433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,263 sqft · built 1985
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Tax Bill$3,295 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN060-561-040

Property Details

APN / Parcel Number

Primary APN060-561-040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,263 sqft Living Area
1st Floor Area1,263 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1145 ENCINITAS CT
CityGROVER BEACH
StateCA
Zip93433-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY GC TR 1273 LT 15
Legal Tract1273
Legal Block1
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1040
Census Tract12001

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1145 ENCINITAS CT, GROVER BEACH, CA 93433-3224
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 12, 1996
Transfer Doc0000006386
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 1, 2026
Property Address1145 ENCINITAS CT, GROVER BEACH, CA 93433-3224
Document Number0000031093
Instrument DateSep 16, 2026
Instrument202631093
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyALLEGIANT REVERSE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1145 ENCINITAS CT, GROVER BEACH, CA 93433-3224

Mortgage

Document Number0000031093,
DateOct 1, 2026
Instrument202631093
Lender
NameFIRST COLONY MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term999 Months
DueDec 20, 2112
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityGrover Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$298,600 (+2%) Land $126,453 Building $172,147
2025$3,295.00 (+3.65%) Homeowner's exemption$292,746 (+4.04%) Land $123,974 Building $168,772
2023$3,179.00 (+1.63%) Homeowner's exemption$281,380 Land $119,161 Building $162,219
2022$3,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GROVER BEACH PUBLIC WORKS DEPT
serves 12,701 people · EPA ID CA4010004
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi.

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