1145 Emerald Heights Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1145 Emerald Heights Rd, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3.5 ba · 3,147 sqft · built 1980
Lot Size	1.65 acres (71,874 sqft)
Owner	Trust Name on File
Last Sale	$270,000 (Aug 1993)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-580-18-00`

Property Details

APN / Parcel Number

Primary APN	`492-580-18-00`
Alternative APN	`4925800600`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	3,147 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Lot Area	71,874 sqft
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	4925800600
Street Address	1145 EMERALD HEIGHTS RD
City	EL CAJON
State	CA
Zip	92020-7319
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RR
Legal Description	LOT M (EX ST OP)DOC73-304347 IN TR 001583
Legal Subdivision	PRICE SUB
Legal Tract	001583
Legal Block	1
Legal Lot Number	M
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15302

Owner

1145 Emerald Heights Rd, a residential property, is owner-occupied and held in a trust since June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1145 EMERALD HEIGHTS RD, EL CAJON, CA 92020-7319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Jul 16, 2020	Quit Claim Deed, Transfer LAWYERS TITLE-SD
May 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1993 · Amount on File
Deed Sale	Aug 2, 1993 · Amount on File
Prior Sale	Nov 2, 1988 · Amount on File
Deed Document Number	1993498810
Last Transfer Date	Jun 26, 2020
Transfer Doc	0000383873
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2020
Property Address	1145 EMERALD HEIGHTS RD, EL CAJON, CA 92020-7319
Document Number	0000383873
Map Reference	MAP 1583
Instrument Date	Jun 26, 2020
Instrument	2020-0383873
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1145 EMERALD HEIGHTS RD, EL CAJON, CA 92020-7319

Mortgage

Document Number	0000383874
Date	Jul 16, 2020
Instrument	2020-0383874

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2020
Property Address	1145 EMERALD HEIGHTS RD, EL CAJON, CA 92020-7319
Document Number	0000383875
Instrument Date	Jun 26, 2020
Instrument	383875
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	LAWYERS TITLE-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1145 EMERALD HEIGHTS RD EL CAJON CA 920207319, EL CAJON, CA 92020-7319

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2018
Property Address	1145 EMERALD HEIGHTS RD, EL CAJON, CA 92020-7319
Document Number	0000181663
Instrument Date	May 3, 2018
Instrument	181663
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1145 EMERALD HEIGHTS RD EL CAJON CA 920207319, EL CAJON, CA 92020-7319

Tax Assessment & Valuation

The 2025 property tax bill for 1145 Emerald Heights Rd was $6,838 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,345 (+2%) Land $121,344 Building $477,001
2025	$6,838.00 Homeowner's exemption	$586,614 Land $118,965 Building $467,649
2023	$6,700.00 (+1.61%) Homeowner's exemption	$563,838 Land $114,347 Building $449,491
2022	$6,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1145 Emerald Heights Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Emerald Heights Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

Nearby Properties on Emerald Heights Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures