Hancock County property record for 1145 Elm Ave, Garner, IA 50438 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,278 sqft · built 1965 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Nov 2013) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2112010110 |
| Primary APN | 2112010110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 959 sqft |
| Finished Basement | 850 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 547 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1145 ELM AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHISEL'S LOT 11 BLK 1 |
| Legal Subdivision | SCHISEL'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 270100 |
Source: Hancock County records · APN 2112010110
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 ELM AVE, GARNER, IA 50438-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2013 · Amount on Record |
| Deed Sale | Nov 12, 2013 · Amount on Record |
| Deed Document Number | 20132139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1145 ELM AVE, GARNER, IA 50438-1814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201904 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 20-1904 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 | $188,590 (+8.62%) Land $26,250 Building $162,340 | $188,590 (+8.62%) Land $26,250 Building $162,340 |
| 2024 | $2,568.00 (-9.48%) | ||
| 2023 | $173,630 (+2.45%) Land $18,750 Building $154,880 | $173,630 (+2.45%) Land $18,750 Building $154,880 | |
| 2022 | $2,837.00 | $169,470 Land $18,750 Building $150,720 | |
| 2021 | $169,470 Land $18,750 Building $150,720 |
Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Communications 1 Network | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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