1145 E Washington St, West Point, NE 68788 Property Records

Cuming County property record for 1145 E Washington St, West Point, NE 68788

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,172 sqft · built 2016
Lot Size	1.54 acres (67,254 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Mortgage + 2 more
APN	`0015540.01`

Property Details

APN / Parcel Number

Primary APN	`0015540.01`
Alternative APN	`0000-00-0-30100-000-0003`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,172 sqft Living Area
1st Floor Area	2,172 sqft
Basement Area	4,280 sqft
Unfinished Basement	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	67,254 sqft (1.54 acres)
Lot Dimensions	559 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	2,640 sqft
Driveway	Concrete Driveway
Driveway Area	754 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1145 E WASHINGTON ST
City	WEST POINT
State	NE
Zip	68788-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	KAUP'S ADDITION, LOT 3, WPC
Legal Subdivision	KAUP'S ADD
Legal Lot Number	3
Jurisdiction	CUMING NE
Township / Civil Division	WEST POINT
Census Block Group	3
Census Block	3004
Census Tract	972800

Owner

1145 E Washington St is owned and occupied by two individuals.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
May 22, 2025	Deed of Trust, Mortgage · Line of Credit F & M BANK
Mar 31, 2025	Warranty Deed, Transfer · Line of Credit F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800256
Date	Feb 16, 2018
Instrument	201800256

Lender

Name	F & M BANK
Type	Bank
Address	GRETNA, NE 68028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001495
Date	Sep 23, 2020
Instrument	202001495

Lender

Name	F & M BANK
Type	Bank
Address	GRETNA, NE 68028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508

Mortgage

Document Number	0202500641
Date	May 22, 2025
Instrument	202500641

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Mar 31, 2025
Property Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508
Document Number	0202500416
Instrument Date	Mar 28, 2025
Instrument	202500416
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	DODGE COUNTY T&E CO LLC

Transaction

Amount	Amount on Record
Tax	$371.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 PRINZ STREET, SCRIBNER, NE 68057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 E WASHINGTON ST, WEST POINT, NE 68788-2508

Mortgage

Document Number	0202500447
Date	Apr 3, 2025
Instrument	202500447

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1145 E Washington St was $5,752, down 4.7% from the year before.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	West Point City
Unified School District	West Point Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$813,860 (+7.31%) Land $51,220 Building $762,640	$813,860 (+7.31%) Land $51,220 Building $762,640
2025	$5,752.00 (-4.69%)	$758,420 (+6.84%) Land $51,220 Building $707,200	$758,420 (+6.84%) Land $51,220 Building $707,200
2024	$6,035.00 (-21.67%)	$709,875 (+6.31%) Land $51,220 Building $658,655	$709,875 (+6.31%) Land $51,220 Building $658,655
2023	$7,705.00	$667,735 Land $46,930 Building $620,805	$667,735 Land $46,930 Building $620,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1145 E Washington St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 E Washington St is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 88% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25

May also be available: Nextlink, T-Mobile.

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