1145 E Gannon Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1145 E Gannon Dr, Festus, MO 63028

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · built 1986
Lot Size	1.73 acres (75,359 sqft)
Owner	Trust Name on File
Last Sale	$550,000 (Aug 2003)
Tax Bill	$21,679 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-07.0-2-009-002.12`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-07.0-2-009-002.12`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	75,359 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1145 E GANNON DR
City	FESTUS
State	MO
Zip	63028-2611
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CT1
Legal Description	GANNON TRACT 3 RESUB OF LOT 10 LOT 10A
Legal Subdivision	GANNON
Legal Tract	3
Legal Block	3
Legal Lot Number	10A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3009
Census Tract	700900

Owner

1145 E Gannon Dr, a commercial property, is held in a trust since May 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	5226 STATE ROAD H, DE SOTO, MO 63020-4723
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2003 · Amount on File
Deed Sale	Aug 25, 2003 · Amount on File
Deed Document Number	200363706
Last Transfer Date	May 10, 2019
Transfer Doc	2019R024144
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1145 E GANNON DR, FESTUS, MO 63028-2611
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 VETERANS BLVD, FESTUS, MO 63028-2329

Mortgage

Document Number	0000014247
Date	Jun 14, 2023
Instrument	2023R-014247

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 15, 2019
Property Address	1145 E GANNON DR, FESTUS, MO 63028-2611
Document Number	0000024144
Instrument Date	May 10, 2019
Instrument	24144
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10312 N SALINE AVE KANSAS CITY MO 641541873, KANSAS CITY, MO 64154-1873

Tax Assessment & Valuation

The 2025 property tax bill for 1145 E Gannon Dr was $21,679, up 9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,400 (-) Land $144,700 Building $233,700	$1,182,400 (-) Land $452,200 Building $730,200
2025	$21,679.00 (+8.98%)	$378,400 Land $144,700 Building $233,700	$1,182,400 (-) Land $452,200 Building $730,200
2024	$19,893.00 (+0.48%)		$1,182,400 (+12.26%) Land $452,200 Building $730,200
2023	$19,798.00	$337,100 Land $144,700 Building $192,400	$1,053,300 Land $452,200 Building $601,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 E Gannon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 E Gannon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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