1145 E 2450 N, Layton, UT 84040 Property Records

Davis County property record for 1145 E 2450 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,473 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$427,900 (Jan 2023)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-139-0010`

Property Details

APN / Parcel Number

Primary APN	`09-139-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,473 sqft Living Area
Basement Area	450 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1145 E 2450 N
City	LAYTON
State	UT
Zip	84040-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 10, CHAPEL HILL NO 1. CONT. 0.14 ACRES
Legal Subdivision	CHAPEL HILL #1
Legal Lot Number	10
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	4
Census Block	4017
Census Tract	125804

Owner

Source: Davis County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1145 E 2450 N, LAYTON, UT 84040-5729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Jul 15, 2026	Warranty Deed, Transfer EAGLE GATE TITLE
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jan 18, 2023	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 16, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Aug 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Feb 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDENWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Aug 16, 2022
Deed Document Number	20233514699
Deed Book / Page	8174 / 505
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	008072/253
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 22, 2026
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	0003669191
Book / Page	9002 / 773
Instrument Date	May 18, 2026
Instrument	20263669191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EAGLE GATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E 2450 N, LAYTON, UT 84040-5729
Investor	Possibly a Property Investor

Mortgage

Document Number	0003669191,
Date	May 22, 2026
Book Page	9002/773
Instrument	20263669191

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 15, 2026
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	0003676496
Book / Page	9037 / 1269
Instrument Date	May 13, 2026
Instrument	20263676496
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	EAGLE GATE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E 2450 N, LAYTON, UT 84040-5729
Investor	Possibly a Property Investor

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E 2450 N, LAYTON, UT 84040-5729

Mortgage

Document Number	008419/166
Date	Jan 17, 2024
Book Page	8419/166
Instrument	3557620

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 18, 2023
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	008174/505
Book / Page	8174 / 505
Instrument Date	Jan 12, 2023
Instrument	3514699
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E 2450 N, LAYTON, UT 84040-5729

Mortgage

Document Number	0003514717
Date	Jan 18, 2023
Instrument	3514717

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Aug 16, 2022
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	008072/253
Book / Page	8072 / 253
Instrument Date	Aug 11, 2022
Instrument	3492949
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1145 E 2450 N, LAYTON, UT 84040-5729

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Aug 16, 2022
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	008072/236
Book / Page	8072 / 236
Instrument Date	Aug 11, 2022
Instrument	3492947
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 E 2450 N, LAYTON, UT 84040-5729

Mortgage

Document Number	0003492948
Date	Aug 16, 2022
Instrument	3492948

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BACKMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003095873
Date	May 30, 2018
Book Page	7025/45
Instrument	3095873

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Feb 18, 2020
Property Address	1145 E 2450 N, LAYTON, UT 84040-5729
Document Number	7451/1610
Book / Page	7451 / 1610
Instrument Date	Feb 12, 2020
Instrument	3227037
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BACKMAN TITLE SERVIC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1145 E 2450 N, LAYTON, UT 84040-5729

Mortgage

Document Number	3227038
Date	Feb 18, 2020
Instrument	3227038

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (+4.94%)	$234,300 (-40.23%) Land $95,960 Building $138,340	$426,000 (+8.67%) Land $174,472 Building $251,528
2024	$2,127.00 (+1.14%)
2023	$2,103.00 (-5.82%)	$392,000 Land $177,611 Building $214,389	$392,000 Land $177,611 Building $214,389
2022	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Utah Broadband.

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