Contra Costa County property record for 1145 Covered Wagon Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,070 sqft · built 1989 |
| Lot Size | 0.116 acres (5,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 2016) |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-070-067 |
| Primary APN | 035-070-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 5,050 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 1145 COVERED WAGON DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6790 L48 |
| Legal Subdivision | NAJERA ESTATES SUB 6790 |
| Legal Tract | 6790 |
| Legal Lot Number | 48 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302014 |
1145 Covered Wagon Dr is owned and occupied by two individuals who bought it in December 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 COVERED WAGON DR, OAKLEY, CA 94561-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2016 · Amount on File |
| Deed Sale | Dec 8, 2016 · Amount on File |
| Deed Document Number | 2016266248 |
| Prior Transfer Date | May 9, 2014 |
| Prior Transfer Doc | 0000079625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1145 COVERED WAGON DR, OAKLEY, CA 94561-2343 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000145946 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 2019-145946 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1145 COVERED WAGON DR, OAKLEY, CA 94561-2343 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 1145 COVERED WAGON DR, OAKLEY, CA 94561-2343 |
| Document Number | 0000233485 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-233485 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1145 Covered Wagon Dr was $4,980.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $366,971 (+2%) Land $177,566 Building $189,405 | |
| 2025 | $4,980.00 | $359,777 Land $174,085 Building $185,692 |
| 2023 | $4,840.00 (+0.77%) | $345,808 Land $167,326 Building $178,482 |
| 2022 | $4,803.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1145 Covered Wagon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1145 Covered Wagon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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