Roane County property record for 1145 Colt Rdg, Spencer, WV 25276
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 792 sqft · built 1968 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $580 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-16-0043.0001 |
| Primary APN | 07-16-0043.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Baked Enamel |
| Construction Type | Frame |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 246 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 74172501 |
|---|---|
| Street Address | 1145 COLT RDG |
| City | SPENCER |
| State | WV |
| Zip | 25276-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 4 SUR L REEDY |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 962800 |
1145 Colt Rdg, a rural home, is owned and occupied by two individuals who acquired it in September 2024.
Source: Roane County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 COLT RDG, SPENCER, WV 25276-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2024 |
| Transfer Doc | 000664/674 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1145 Colt Rdg was $580 with exemptions applied, up 8.8% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580.00 (+8.82%) | $86,280 (+6.91%) Land $31,020 Building $55,260 | $143,800 (+6.91%) Land $51,700 Building $92,100 |
| 2025 | $533.00 Homeowner's exemption Disabled Person's exemption | $80,700 Land $29,160 Building $51,540 | $134,500 Land $48,600 Building $85,900 |
| 2023 | $496.00 (+1.64%) Homeowner's exemption Disabled Person's exemption | $75,840 (+1.85%) Land $26,940 Building $48,900 | $126,400 (+1.85%) Land $44,900 Building $81,500 |
| 2022 | $488.00 Homeowner's exemption Disabled Person's exemption | $74,460 Land $25,920 Building $48,540 | $124,100 Land $43,200 Building $80,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1145 Colt Rdg in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 26 (1978–2024) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1145 Colt Rdg is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, Optimum.
4G LTE only, no 5G reported
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