Schoharie County and Summit Town property record for 1145 Charlotte Valley Rd, Summit, NY 12175
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 3,780 sqft · built 1900 |
| Lot Size | 16.1 acres (701,316 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,284 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 123.-1-2 |
| Primary APN | 434800 123.-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 3,780 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| 2nd Floor Area | 1,730 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 701,316 sqft (16.1 acres) |
| Lot Width | 415 ft Width |
| Garage Type | Detached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100008 |
|---|---|
| Street Address | 1145 CHARLOTTE VALLEY RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 MONROE AVE, NEW MILFORD, NJ 07646-1353 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2008 |
| Transfer Doc | 0000000866/000000007 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,284.00 (-0.19%) | ||
| 2025 | $5,294.00 (+21.81%) | $79,500 (-) Land $21,600 Building $57,900 | $206,494 (+11.04%) Land $56,104 Building $150,390 |
| 2023 | $79,500 Land $21,600 Building $57,900 | $185,965 Land $50,526 Building $135,439 | |
| 2020 | $4,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
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