1145 Casteel Ln, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1145 Casteel Ln, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,923 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jul 2022)
Tax Bill	$11,095 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-272-015`

Property Details

APN / Parcel Number

Primary APN	`039-272-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	44,867 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1145 CASTEEL LN
City	TEMPLETON
State	CA
Zip	93465-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1201 LT 5
Legal Tract	1201
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3033
Census Tract	12707

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 CASTEEL LN, TEMPLETON, CA 93465-3806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Jul 26, 2022	Grant Deed, Transfer · Conventional Mortgage ORANGE COUNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	202230753
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0000030752
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1145 CASTEEL LN, TEMPLETON, CA 93465-3806
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 CASTEEL LN, TEMPLETON, CA 93465-3806

Mortgage

Document Number	0000032785
Date	Oct 30, 2023
Instrument	2023032785

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 26, 2022
Property Address	1145 CASTEEL LN, TEMPLETON, CA 93465-3806
Document Number	0000030753
Map Reference	MB 12 PG 69
Instrument Date	Jun 27, 2022
Instrument	2022030753
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1145 CASTEEL LN, TEMPLETON, CA 93465-3806

Mortgage

Document Number	0000030754
Date	Jul 26, 2022
Instrument	2022030754

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$986,922 (+2%) Land $504,073 Building $482,849
2025	$11,095.00 (+9.11%) Homeowner's exemption	$967,572 (+4.04%) Land $494,190 Building $473,382
2023	$10,169.00 (+169.09%) Homeowner's exemption	$930,000 Land $475,000 Building $455,000
2022	$3,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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