1145 Banyan Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1145 Banyan Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1962
Lot Size0.145 acres (6,296 sqft)
Owner2 Individual Names on Record
Last Sale$1,110,000 (Jul 2018)
Tax Bill$16,159 (2025)
Deeds & MortgagesSep 2025 Line of Credit
May 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN023-481-200

Property Details

APN / Parcel Number

Primary APN023-481-200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,510 sqft Living Area
Gross Area2,190 sqft
1st Floor Area1,110 sqft
2nd Floor Area400 sqft
Basement Area680 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area6,296 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage TypeBasement
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1145 BANYAN WAY
CityPACIFICA
StateCA
Zip94044-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 15 BLOCK 2 LINDA MAR NO 25 RSM 54/34 35 CITY OF PACIFICA
Legal SubdivisionLINDA MAR NO 2
Legal Block2
Legal Lot Number15
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2006
Census Tract603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
PATELCO CU
May 8, 2019Deed of Trust, Mortgage · ARM
PATELCO CU
Dec 2, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU
Jul 3, 2019Loan Modification, Mortgage
PATELCO FCU
Jul 30, 2018Grant Deed, Transfer · ARM
THE STATE OF CALIFORNIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleJul 12, 2002 · Amount on Record
Deed Document Number201859245
Prior Transfer DateJun 10, 2013
Prior Transfer Doc0000091329
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 BANYAN WAY, PACIFICA, CA 94044-4343

Mortgage

Document Number0000048246
DateSep 16, 2025
Instrument2025-048246
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 5, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034119
DateMay 8, 2019
Instrument2019-034119
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.53%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.53%
Index1-Year CMT
Max Rate9.53%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 BANYAN WAY, PACIFICA, CA 94044-4343

Mortgage

Document Number0000137862
DateDec 2, 2020
Instrument2020-137862
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 BANYAN WAY, PACIFICA, CA 94044-4343

Mortgage

Document Number0000137861
DateDec 2, 2020
Instrument2020-137861
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN MATEO CA
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Document Number0000058637
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1145 BANYAN WAY PACIFICA CA 940444343, PACIFICA, CA 94044-4343

Mortgage

Document Number0000058637
DateJul 26, 2019
Instrument58637
Lender
NamePATELCO FCU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
AmountAmount Recorded
Term84 Months
DueJul 25, 2026
Interest
Rate TypeFixed Rate
Rate3.53%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJul 30, 2018
Property Address1145 BANYAN WAY, PACIFICA, CA 94044-4343
Document Number0000059245
Map ReferenceMB54 PG34&35
Instrument DateJul 26, 2018
Instrument2018-059245
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1145 BANYAN WAY, PACIFICA, CA 94044-4343

Mortgage

Document Number0000059246
DateJul 30, 2018
Instrument2018-059246
Lender
NameTHE STATE OF CALIFORNIA
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change7%
IndexOther
Max Rate10%

Mortgage

Document Number0000059247
DateJul 30, 2018
Instrument2018-059247
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,262,986 (+2%) Land $704,314 Building $558,672
2025$16,159.00 (+4.97%) Homeowner's exemption$1,238,222 (+4.04%) Land $690,504 Building $547,718
2023$15,394.00 (+4.8%) Homeowner's exemption$1,190,142 Land $663,692 Building $526,450$1,130,760
2022$14,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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