1145 Ave Saint Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1145 Ave Saint Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$389,000 (Jun 2018)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`107-808-3570`

Property Details

APN / Parcel Number

Primary APN	`107-808-3570`
Alternative APN	`33389`

Interior

Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-808-3570
Street Address	1145 AVENUE SAINT GERMAIN
City	COVINGTON
State	LA
Zip	70433-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERSAILLES LT239 PH5C
Legal Subdivision	VERSAILLES
Legal Phase	5C
Legal Lot Number	239
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2047
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1145 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jun 18, 2018	Cash Sale Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	2114935
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1145 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6434
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002201961
Date	Apr 14, 2020
Instrument	2201961

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 18, 2018
Property Address	1145 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6434
Document Number	0002114935
Map Reference	MAP 4431
Instrument Date	Jun 15, 2018
Instrument	2114935
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 DANNY PARK, METAIRIE, LA 70001-1525

Mortgage

Document Number	0002114936
Date	Jun 18, 2018
Instrument	2114936

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (-3.58%) Homeowner's exemption	$41,714 (-) Land $6,000 Building $35,714	$417,143 (-) Land $60,000 Building $357,143
2024	$4,221.00 (+18.3%) Homeowner's exemption	$41,714 (+17.96%) Land $6,000 Building $35,714	$417,143 (+17.96%) Land $60,000 Building $357,143
2023	$3,568.00 Homeowner's exemption	$35,364 (-) Land $6,000 Building $29,364	$353,640 (+5.21%) Land $60,000 Building $293,640
2022	$3,568.00 Homeowner's exemption	$35,364 Land $6,000 Building $29,364	$336,140 Land $42,500 Building $293,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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