1145 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1145 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Feb 2026)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-43873-0000`

Property Details

APN / Parcel Number

Primary APN	`82-43873-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Width	60 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1145 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.17 A N60' OF S819.55' OF E128.04' OF W299.04' OF W2E2SE4SW4 SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1036
Census Tract	301

Owner

Source: Stearns County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1145 15TH AVE S, SAINT CLOUD, MN 56301-5441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer
Feb 19, 2026	Affidavit, Transfer
Feb 19, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Deed Document Number	20261708336
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0001708335
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 19, 2026
Property Address	1145 15TH AVE S, SAINT CLOUD, MN 56301-5441
Document Number	00A1708336
Instrument Date	Feb 13, 2026
Instrument	A1708336
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 15TH AVE S, SAINT CLOUD, MN 56301-5441
Investor	Possibly a Property Investor

February 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Feb 19, 2026
Property Address	1145 15TH AVE S, SAINT CLOUD, MN 56301-5441
Document Number	00A1708332
Instrument Date	Feb 13, 2026
Instrument	A1708332
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Feb 19, 2026
Property Address	1145 15TH AVE S, SAINT CLOUD, MN 56301-5441
Document Number	00A1708333
Instrument Date	Feb 13, 2026
Instrument	A1708333
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 (+6.41%) Homeowner's exemption	$153,700 (+1.65%) Land $25,000 Building $128,700	$153,700 (+1.65%) Land $25,000 Building $128,700
2023	$1,528.00	$151,200 Land $25,000 Building $126,200	$151,200 Land $25,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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