11449 Florida Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 11449 Florida Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,072 sqft · built 1986
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Apr 2024)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-14-0056`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-14-0056`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,072 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,072 sqft
Basement Area	845 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Depth	180 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	11449 FLORIDA AVE N
City	CHAMPLIN
State	MN
Zip	55316-3392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 006 A DOUGLAS PINES S47X180X183X180
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	14
Legal Subdivision	DOUGLAS PINES
Legal Block	6
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2014
Census Tract	26908

Owner

11449 Florida Ave N is owned and occupied by two individuals who bought it in April 2024.

Source: Hennepin County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 30, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 29, 2023	Deed of Trust, Mortgage · Construction Mortgage CCM FINANCIAL LLC
Sep 12, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Sep 12, 2023 · Amount on File
Deed Document Number	202411280527
Prior Transfer Date	Sep 2, 2023
Prior Transfer Doc	0011230072
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392

Mortgage

Document Number	0A11410131
Date	Oct 14, 2025
Instrument	A11410131

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 30, 2024
Property Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392
Document Number	0A11280527
Instrument Date	Apr 26, 2024
Instrument	A11280527
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	WEST TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392

Mortgage

Document Number	0A11280528
Date	Apr 30, 2024
Instrument	A11280528

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0A11280529
Date	Apr 30, 2024
Instrument	A11280529

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 FORD PKWY 8078, 8078, SAINT PAUL, MN 55116-2850

Mortgage

Document Number	0A11254636
Date	Dec 29, 2023
Instrument	A11254636

Lender

Name	CCM FINANCIAL LLC
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 12, 2023
Property Address	11449 FLORIDA AVE N, CHAMPLIN, MN 55316-3392
Document Number	0A11230072
Instrument Date	Sep 2, 2023
Instrument	A11230072
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 FORD PKWY, SAINT PAUL, MN 55116-2850

Tax Assessment & Valuation

The 2025 property tax bill for 11449 Florida Ave N was $4,411, down 0.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (-0.83%)	$371,000 (-0.16%) Land $112,200 Building $258,800	$371,000 (-0.16%) Land $112,200 Building $258,800
2024	$4,448.00 (-5.42%)	$371,600 Land $118,800 Building $252,800	$371,600 Land $118,800 Building $252,800
2023	$4,703.00 Homeowner's exemption
2022		$355,000 Land $111,000 Building $244,000	$355,000 Land $111,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11449 Florida Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11449 Florida Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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