11448 Luthers Rd, Gravette, AR 72736 Property Records

Benton County property record for 11448 Luthers Rd, Gravette, AR 72736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,538 sqft
Lot Size	32 acres (1,393,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$523 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18-16262-000`

Property Details

APN / Parcel Number

Primary APN	`18-16262-000`
Alternative APNs	`123508.0` `123508`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Flooring	Carpet

Exterior

Exterior Material	Frame
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,393,920 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	492 sqft
Deck Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	123508
Street Address	11448 LUTHERS RD
City	GRAVETTE
State	AR
Zip	72736-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW, PT N/2 NW SW
Legal Range	34
Legal Township	20
Legal Section	22
Legal Subdivision	RURAL
Jurisdiction	BENTON AR
Township / Civil Division	11
Census Block Group	3
Census Block	3002
Census Tract	21001

Owner

Source: Benton County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11448 LUTHERS RD, GRAVETTE, AR 72736-8968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK
Aug 31, 2019	Loan Modification, Mortgage · Conventional with PMI BANK OF GRAVETT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1999
Deed Sale	Oct 28, 1999
Prior Sale	Mar 21, 1994 · Amount on Record
Deed Document Number	1999114253
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Oct 8, 2026
Property Address	11448 LUTHERS RD, GRAVETTE, AR 72736-8968
Document Number	0000057477
Instrument Date	Oct 7, 2026
Instrument	202657477
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11448 LUTHERS RD, GRAVETTE, AR 72736-8968

Mortgage

Document Number	0000057477,
Date	Oct 8, 2026
Instrument	202657477

Lender

Name	LEGACY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2031

Interest

Max Rate	-1%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	11448 LUTHERS RD, GRAVETTE, AR 72736-8968
Document Number	0000047098
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11448 LUTHERS RD GRAVETTE AR 727368968, GRAVETTE, AR 72736-8968

Mortgage

Document Number	0000047098
Date	Sep 9, 2019
Instrument	47098

Lender

Name	BANK OF GRAVETT
Type	Bank
Address	GRAVETTE, AR 72736

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Gravette School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$523.00 (+4.6%) Homeowner's exemption	$22,244 (-) Land $7,065 Building $15,179	$111,220 (-) Land $35,325 Building $75,895
2025	$500.00 (+12.36%) Homeowner's exemption	$22,244 (+56.87%) Land $7,065 Building $15,179
2024			$111,220 (+56.87%) Land $35,325 Building $75,895
2023	$445.00 Homeowner's exemption	$14,180 Land $2,800 Building $11,380	$70,900 Land $14,000 Building $56,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 98.5% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAVETTE WATERWORKS serves 4,900 people · EPA ID AR0000051
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

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