Hamilton County property record for 11446 Terwilligersridge Ct, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,408 sqft · built 1988 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,220 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 620-0180-0429-00 |
| Primary APN | 620-0180-0429-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| 2nd Floor Area | 1,200 sqft |
| Upper Floors Area | 388 sqft |
| Basement Area | 1,820 sqft |
| Finished Basement | 433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 152 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 11446 TERWILLIGERSRIDGE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-2755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERWILLIGERS VALLEY-TERWILLIGERS RIDGE 94.80 X 152.47 IR LOT 106 TERWILLIGERS III PK SUB |
| Legal Subdivision | TERWILLIGERS III PARK SUB |
| Legal Lot Number | 106 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 24323 |
11446 Terwilligersridge Ct is owned and occupied by an individual who acquired it in May 2007.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11446 TERWILLIGERSRIDGE CT, CINCINNATI, OH 45249-2755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2007 |
| Deed Sale | May 30, 2007 |
| Prior Sale | Oct 9, 2002 · Amount on File |
| Deed Document Number | 07-077809 |
| Deed Book / Page | 10561 / 00087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11446 TERWILLIGERSRIDGE CT, CINCINNATI, OH 45249-2755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002968 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 17-0012968 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11446 TERWILLIGERSRIDGE CT, CINCINNATI, OH 45249-2755 |
| Document Number | 0000020122 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11446 TERWILLIGERSRIDGE LN CINCINNATI OH 452492755, CINCINNATI, OH 45249-2755 |
| Document Number | 0000020122 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 013367/002854 |
| Instrument | 20122 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11446 Terwilligersridge Ct was $11,220, up 3.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Symmes Township |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,220.00 (+3.24%) | $203,910 (-) Land $43,750 Building $160,160 | |
| 2024 | $10,868.00 (-1.51%) | $203,910 (-) Land $43,750 Building $160,160 | |
| 2023 | $11,035.00 (+3.16%) | $203,910 (+23.94%) Land $43,750 Building $160,160 | $582,600 Land $125,000 Building $457,600 |
| 2022 | $10,697.00 Homeowner's exemption | $164,521 Land $40,600 Building $123,921 | |
| 2020 | $470,060 Land $116,000 Building $354,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11446 Terwilligersridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11446 Terwilligersridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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