11446 Islandale Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 11446 Islandale Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,676 sqft · built 1967
Lot Size	0.21 acres (9,191 sqft)
Owner	Owner Name on File
Last Sale	$90,000 (Jul 2009)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`591-0012-0183-00`

Property Details

APN / Parcel Number

Primary APN	`591-0012-0183-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	552 sqft
2nd Floor Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11446 ISLANDALE DR
City	CINCINNATI
State	OH
Zip	45240-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLANDALE DR 94.15 X 132.29 IR LOT 5 MODEL CITY SUB SEC 6 BLK A PT 1REVISED
Legal Subdivision	MODEL CITY SUB
Legal Block	A
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2001
Census Tract	21505

Owner

The current owner of 11446 Islandale Dr bought it in July 2009.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	11446 ISLANDALE DR, CINCINNATI, OH 45240-2318
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2009 · Amount on File
Deed Sale	Jul 6, 2009 · Amount on File
Prior Sale	Feb 20, 2009 · Amount on File
Deed Document Number	186693
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11446 ISLANDALE DR, CINCINNATI, OH 45240-2318
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044321
Date	Apr 8, 2021
Book Page	14392/2144
Instrument	2021-0044321

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11446 ISLANDALE DR, CINCINNATI, OH 45240-2318
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8803 CROSSBILL RD, CLINTON, MD 20735-9675

Mortgage

Document Number	0000066552
Date	Aug 29, 2025
Book Page	15490/1662
Instrument	2025-0066552

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11446 Islandale Dr was $3,895, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+2.77%)	$66,189 (-) Land $10,955 Building $55,234
2024	$3,790.00 (-1.38%)	$66,189 (-) Land $10,955 Building $55,234
2023	$3,843.00 (+21.65%)	$66,189 (+60.66%) Land $10,955 Building $55,234	$189,110 Land $31,300 Building $157,810
2022	$3,159.00 Homeowner's exemption	$41,199 Land $8,421 Building $32,778
2020			$117,710 Land $24,060 Building $93,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11446 Islandale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11446 Islandale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Islandale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures