Cabarrus County property record for 11446 Baystone Pl, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,982 sqft · built 2001 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $529,000 (Feb 2025) |
| Tax Bill | $2,691 (2023) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01028A0131.000000 |
| Primary APN | 01028A0131.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Gross Area | 3,978 sqft |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 1,594 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 194 ft deep x 81 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 476 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 176152 |
|---|---|
| Street Address | 11446 BAYSTONE PL |
| City | CONCORD |
| State | NC |
| Zip | 28025-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 131 PORTERS LANDING |
| Legal Subdivision | PORTERS LANDING |
| Legal Lot Number | 131 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 41507 |
11446 Baystone Pl is owned and occupied by two individuals who bought it in February 2025.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Feb 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Aug 16, 2018 · Amount on File |
| Deed Document Number | 20252773 |
| Deed Book / Page | 17299 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Investor | Possibly a Property Investor |
| Document Number | 0001638525 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 16385/25 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 11, 2025 |
| Property Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Document Number | 0001729992 |
| Book / Page | 17299 / 92 |
| Map Reference | MB 37 PG 28 |
| Instrument Date | Feb 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6030 ISRAEL DR, CONCORD, NC 28025-8448 |
| Name | Verified Name |
|---|---|
| Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Document Number | 0001729995 |
|---|---|
| Date | Feb 11, 2025 |
| Book Page | 17299/95 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014591241 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 14591/241 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 16, 2018 |
| Property Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Document Number | 0013140187 |
| Book / Page | 13140 / 0187 |
| Map Reference | MB37 PG28 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6801 MORCHEAD BLVD101, 6801, CHARLOTTE, NC 28211 |
| Name | Verified Name |
|---|---|
| Address | 11446 BAYSTONE PL, CONCORD, NC 28025-9107 |
| Investor | Possibly a Property Investor |
| Document Number | 0013140190 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 13140/190 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,290 (-) Land $104,000 Building $396,290 | ||
| 2025 | $500,290 (+54.9%) Land $104,000 Building $396,290 | ||
| 2024 | $500,290 (+54.9%) Land $104,000 Building $396,290 | ||
| 2023 | $2,691.00 | $322,980 Land $50,000 Building $272,980 | $322,980 Land $50,000 Building $272,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11446 Baystone Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11446 Baystone Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONES THROW MHP private · serves 183 people · EPA ID NC0113217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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