11445 Sumter Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 11445 Sumter Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,356 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2015)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-23-0080`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-23-0080`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,356 sqft
Basement Area	594 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	155 ft deep x 80.5 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11445 SUMTER AVE N
City	CHAMPLIN
State	MN
Zip	55316-2791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 018 BLOCK 004 A CHAMPLIN ESTATES 80.51 X 155
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	23
Legal Subdivision	CHAMPLIN ESTATES
Legal Block	4
Legal Lot Number	18
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2009
Census Tract	26908

Owner

11445 Sumter Ave N is owned and occupied by two individuals who bought it in June 2015.

Source: Hennepin County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11445 SUMTER AVE N, CHAMPLIN, MN 55316-2791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2015 · Amount on File
Deed Sale	Jun 18, 2015 · Amount on File
Prior Sale	Jan 31, 2008 · Amount on File
Deed Document Number	201510205511
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0010007940
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 28, 2026
Property Address	11445 SUMTER AVE N, CHAMPLIN, MN 55316-2791
Document Number	0011483074
Instrument Date	Jul 8, 2026
Instrument	202611483074
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 SUMTER AVE N, CHAMPLIN, MN 55316-2791

Mortgage

Document Number	0011483074,
Date	Jul 28, 2026
Instrument	202611483074

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11445 Sumter Ave N was $3,409 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00	$295,000 Land $86,000 Building $209,000	$295,000 Land $86,000 Building $209,000
2023	$3,093.00 Homeowner's exemption
2022		$283,000 Land $91,000 Building $192,000	$283,000 Land $91,000 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11445 Sumter Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11445 Sumter Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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