Saginaw County property record for 11445 Prior Rd, Saint Charles, MI 48655 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1978 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 26-11-3-29-4004-002 |
| Primary APN | 26-11-3-29-4004-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,864 sqft |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Ribbed Aluminum |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 26113294004002 |
|---|---|
| Street Address | 11445 PRIOR RD |
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT CENTER OF SEC 29 TH N 90?00?00? E ALG E & W 1/4 LINE 200 FT TO POB TH N 90?00'00 E 150.50 FT TH S 00?00?00? W 200 FT |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 11902 |
Source: Saginaw County records · APN 26-11-3-29-4004-002
Assessment roll updated March 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Sep 30, 2025 | Correction Deed |
| Mar 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2022 |
| Transfer Doc | 0000006871 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Document Number | 0000024203 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025024203 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | G3381 VAN SLYKE RD, FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 30, 2025 |
| Property Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Document Number | 0000023198 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025023198 |
| Record Updated | Oct 09, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 21, 2022 |
| Property Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
| Document Number | 0000006871 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022006871 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11445 PRIOR RD, SAINT CHARLES, MI 48655-8536 |
Source: Saginaw County records · Assessment roll updated March 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $77,300 | $154,600 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450119021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013, rainfall accumulation, Flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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