11445 Patrico Loop, Clermont, FL 34711 Property Records

Lake County property record for 11445 Patrico Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,242 sqft · built 2005
Lot Size	0.365 acres (15,922 sqft)
Owner	Individual Name on File
Last Sale	$213,500 (Jan 2005)
Tax Bill	$3,559 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-1900-000-01100`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-1900-000-01100`
Alternative APN	`3825119`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	2,242 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,922 sqft (0.365 acres)
Garage Type	Finished
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	384 sqft
Porch	Open Porch
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3825119
Street Address	11445 PATRICO LOOP
City	CLERMONT
State	FL
Zip	34711-6951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGAL RIDGE PB 51 PG 54-55 LOT 11 ORB 2748 PG 1942
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	REGAL RIDGE
Legal Tract	A
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1013
Census Tract	31322

Owner

11445 Patrico Loop is owned and occupied by an individual who bought it in January 2005.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11445 PATRICO LOOP, CLERMONT, FL 34711-6951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 23, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2005 · Amount on File
Deed Sale	Jan 31, 2005 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	2005014674
Deed Book / Page	2748 / 1942
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11445 PATRICO LOOP, CLERMONT, FL 34711-6951
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 PATRICO LOOP, CLERMONT, FL 34711-6951

Mortgage

Document Number	0057350794
Date	Jun 22, 2021
Book Page	5735/794
Instrument	2021085566

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11445 PATRICO LOOP, CLERMONT, FL 34711-6951
Document Number	0054010243
Instrument Date	Dec 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11445 PATRICO LOOP CLERMONT FL 347116951, CLERMONT, FL 34711-6951

Mortgage

Document Number	0054010243
Date	Jan 6, 2020
Book Page	005401/000243
Instrument	1576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11445 PATRICO LOOP, CLERMONT, FL 34711-6951
Document Number	0050191646
Book / Page	005019 / 001646
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 PATRICO LOOP CLERMONT FL 347116951, CLERMONT, FL 34711-6951

Mortgage

Document Number	0050191646
Date	Oct 31, 2017
Book Page	005019/001646
Instrument	115529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,310 Land $74,400 Building $183,910	$341,979 Land $74,400 Building $267,579
2024	$3,559.00 (+7.95%)
2023	$3,297.00 (+7.6%) Homeowner's exemption	$243,720 (+3%)	$335,164 (+14.41%) Land $74,400 Building $260,764
2022	$3,064.00 Homeowner's exemption	$236,630	$292,950 Land $32,550 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11445 Patrico Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11445 Patrico Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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