114428 S 4177 Rd, Eufaula, OK 74432 Property Records

McIntosh County property record for 114428 S 4177 Rd, Eufaula, OK 74432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2022
Lot Size	0.865 acres (37,710 sqft)
Owner	2 Individual Names on File
Last Sale	$3,500 (Jul 2020)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460012241`

Property Details

APN / Parcel Number

Primary APN	`460012241`
Alternative APN	`0085-00-001-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	37,710 sqft (0.865 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460012241
Street Address	114428 S 4177 RD
City	EUFAULA
State	OK
Zip	74432-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-3 BLK 1 BRIDGEPORT BEACH #2 393/502 601/421 1089/644 1090/771
Legal Subdivision	BRIDGEPORT BEACH #2
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	2
Census Block	2033
Census Tract	779601

Owner

114428 S 4177 Rd is owned by two individuals who bought it in July 2020.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 HIGH ST, EUFAULA, OK 74432-3242
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
May 19, 2021	Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK
May 19, 2021	Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK
Jul 31, 2020	Deed, Transfer NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	20203059
Deed Book / Page	1090 / 771
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	114428 S 4177 RD, EUFAULA, OK 74432-7515
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001143/737
Date	May 19, 2022
Book Page	1143/737
Instrument	I-2022-002844

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	114428 S 4177 RD, EUFAULA, OK 74432-7515
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 HIGH ST, EUFAULA, OK 74432-3242

Mortgage

Document Number	001110/456
Date	May 19, 2021
Book Page	1110/456
Instrument	2021-002546

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	4.95%
Index	Prime Rate
Margin	7
Max Rate	8.95%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	114428 S 4177 RD, EUFAULA, OK 74432-7515
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 HIGH ST, EUFAULA, OK 74432-3242

Mortgage

Document Number	001110/456
Date	May 19, 2021
Book Page	1110/456
Instrument	I-2021-002546

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Min Rate At Change	3.95%
Max Rate At Change	4.95%
Index	Prime Rate
Max Rate	8.95%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Jul 31, 2020
Property Address	114428 S 4177 RD, EUFAULA, OK 74432-7515
Document Number	001090/771
Book / Page	1090 / 771
Instrument Date	Jul 29, 2020
Instrument	2020-003059
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount on Record
Tax	$5.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 HIGH ST, EUFAULA, OK 74432-3242

Tax Assessment & Valuation

The 2025 property tax bill for 114428 S 4177 Rd was $2,659.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Eufaula Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,896 (+5%) Land $3,554 Building $28,342	$289,961 (-3.15%) Land $32,305 Building $257,656
2025	$2,659.00 (-0.04%)	$30,377 (-) Land $1,843 Building $28,534	$299,396 (-1.28%) Land $40,000 Building $259,396
2024	$2,660.00 (+16.11%)	$30,377 (+10.25%) Land $2,592 Building $27,785	$303,272 (+21.08%) Land $40,000 Building $263,272
2023	$2,291.00	$27,553 Land $880 Building $26,673	$250,480 Land $8,000 Building $242,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114428 S 4177 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114428 S 4177 Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWS & SWMD #2 (ONAPA) serves 2,774 people · EPA ID OK1020535
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Organic carbon removal Apr 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50

May also be available: Windstream.

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