11440 Fulton St E, Lowell, MI 49331 Property Records

Kent County property record for 11440 Fulton St E, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,967 sqft · built 1977
Lot Size	27.9 acres (1,217,066 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jan 2021)
Tax Bill	$11,268 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`41-20-09-100-047`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-100-047`
Alternative APN	`412009100010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,967 sqft Living Area
1st Floor Area	2,439 sqft
Basement Area	2,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	1,217,066 sqft (27.9 acres)
Garage Area	2,016 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11440 FULTON ST E
City	LOWELL
State	MI
Zip	49331-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412009100047 PART OF SW 1/4 SEC 4 & GOVT LOT 2 SEC 9 COM 2.14 FT S 0D 46M 50S W ALONG N&S 1/4 LINE FROM S 1/4 COR SEC 4 TH S
Legal Range	09W
Legal Township	06N
Legal Section	04
Legal Lot Number	2
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4019
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11440 FULTON ST E, LOWELL, MI 49331-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20218714
Prior Transfer Date	Jan 5, 2011
Prior Transfer Doc	0000009423
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 25, 2021
Property Address	11440 FULTON ST E, LOWELL, MI 49331-9425
Document Number	0000008714
Instrument Date	Jan 21, 2021
Instrument	20210125-0008714
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11440 FULTON ST E, 11440, LOWELL, MI 49331-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 THORNAPPLE RIVER CT SE, ALTO, MI 49302-9700

Mortgage

Document Number	0000008715
Date	Jan 25, 2021
Instrument	20210125-0008715

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 11, 2020
Property Address	11440 FULTON ST E, LOWELL, MI 49331-9425
Document Number	0000082908
Instrument Date	Sep 8, 2020
Instrument	20200911-0082908
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,336.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11440 FULTON ST E, 11440, LOWELL, MI 49331-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11440 FULTON ST E, LOWELL, MI 49331-9425

Mortgage

Document Number	0000082909
Date	Sep 11, 2020
Instrument	20200911-0082909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,600 (+12.69%)	$895,200 (+12.69%)
2025	$11,268.00 (+1.72%) Homeowner's exemption	$397,200 (+15.53%)	$794,400 (+15.53%)
2023		$343,800	$687,600
2021	$11,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Point Broadband, T-Mobile, Verizon.

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