Sacramento County property record for 11440 Colony Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,236 sqft · built 1987 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Jan 2019) |
| Tax Bill | $7,810 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-0020-042-0000 |
| Primary APN | 138-0020-042-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 2,236 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 118,919 sqft |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11440 COLONY RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-5 |
| Legal Description | PARCEL MAP, LOT A |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | A |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 9404 |
11440 Colony Rd is owned and occupied by an individual who bought it in January 2019.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 7, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Jan 11, 2019 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG |
| Jul 3, 2018 | Deed of Trust, Mortgage LINDSEY E & BRIAN P READ |
| Jul 11, 2018 | Grant Deed, Transfer · Conventional Mortgage JERET ARNAZ |
| Mar 8, 2017 | Affidavit of Death, Transfer |
| Mar 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on File |
| Deed Sale | Jan 11, 2019 · Amount on File |
| Prior Sale | Jul 11, 2018 · Amount on File |
| Deed Book / Page | 20190111 / 798 |
| Prior Transfer Date | Nov 9, 2005 |
| Prior Transfer Doc | 0000002579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 0000000703 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 202106070703 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 0000000762 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022090700762 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 6070000000703 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 20210607/703 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 1908091107 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 11440 COLONY RD GALT CA 956328571, GALT, CA 95632-8571 |
| Document Number | 1908091107 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 1908091107 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN JOSE, CA 95110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 1901110798 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 1901110798 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11440 COLONY RD GALT CA 956328571, GALT, CA 95632-8571 |
| Document Number | 1901110799 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1901110799 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN JOSE, CA 95110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 1807110190 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 WHELAN CT FOLSOM CA 956302235, FOLSOM, CA 95630-2235 |
| Document Number | 1807110190 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 1807110190 |
| Name | LINDSEY E & BRIAN P READ |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 11, 2018 |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 1807110189 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1807110189 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 WHELAN CT FOLSOM CA 956302235, FOLSOM, CA 95630-2235 |
| Document Number | 1807110191 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 1807110191 |
| Name | JERET ARNAZ |
|---|---|
| Address | 1412 KILRENNY CT, FOLSOM, CA 95630-5313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 8, 2017 |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 0000000692 |
| Book / Page | 170308 / 000692 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 OXBOW MARINA DR ISLETON CA 956419708, ISLETON, CA 95641-9708 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 8, 2017 |
| Property Address | 11440 COLONY RD, GALT, CA 95632-8571 |
| Document Number | 0000000693 |
| Book / Page | 170308 / 000693 |
| Instrument Date | Feb 8, 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 158 OXBOW MARINA DR ISLETON CA 956419708, ISLETON, CA 95641-9708 |
The 2025 property tax bill for 11440 Colony Rd was $7,810 with a homeowner's exemption, up 2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Arcohe Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $742,037 (+2%) Land $338,706 Building $403,331 | |
| 2025 | $7,810.00 (+1.97%) Homeowner's exemption | $727,488 Land $332,065 Building $395,423 |
| 2024 | $7,659.00 (+1.88%) | |
| 2023 | $7,518.00 (+4.65%) Homeowner's exemption | $699,240 Land $319,171 Building $380,069 |
| 2022 | $7,184.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11440 Colony Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1986–2022) |
| Claims Outside the SFHA | 6 of 26 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11440 Colony Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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