1144 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 1144 W 2nd St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,234 sqft · built 1970
Lot Size	0.348 acres (15,162 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Nov 2014)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31-176-006`

Property Details

APN / Parcel Number

Primary APN	`05-31-176-006`

Interior

Stories	1 Story
Building Area	1,234 sqft Living Area
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,162 sqft (0.348 acres)

Location & Zoning

Street Address	1144 W 2ND ST
City	BYRON
State	IL
Zip	61010-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 5 EDGE-A-TOWN SUBD CITY OF BYRON
Legal Subdivision	EDGE-A-TOWN SUBD
Legal Lot Number	5
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3038
Census Tract	961700

Owner

1144 W 2nd St is owned and occupied by an individual who bought it in November 2014.

Source: Ogle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1144 W 2ND ST, BYRON, IL 61010-9690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT INC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	20146525
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1144 W 2ND ST, BYRON, IL 61010-9690
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006377
Date	Dec 9, 2025
Instrument	202506377

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1144 W 2ND ST, BYRON, IL 61010-9690
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008026
Date	Nov 2, 2021
Instrument	202108026

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1144 W 2nd St was $4,544.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,544.00	$61,146 Land $13,559 Building $47,587	$183,438 Land $40,677 Building $142,761
2023		$52,615 Land $11,667 Building $40,948	$157,845 Land $35,001 Building $122,844
2022	$3,669.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1144 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1144 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 2nd St

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