1144 Spruce St, San Bernardino, CA 92411 Property Records

San Bernardino County property record for 1144 Spruce St, San Bernardino, CA 92411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1905
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Apr 2020)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0138-123-19-0000`

Property Details

APN / Parcel Number

Primary APN	`0138-123-19-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Family Room	Family Room

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1144 SPRUCE ST
City	SAN BERNARDINO
State	CA
Zip	92411-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNER SUB LOT 21 BLK 5 AND S 5 FT ALLEY VAC ON N
Legal Subdivision	GARDNER SUBDIVISION
Legal Block	5
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	4800

Owner

1144 Spruce St is owned and occupied by an individual who bought it in April 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 6, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Nov 3, 2017	Grant Deed, Transfer · Line of Credit ANCHOR LOANS INC
May 3, 2017	Quit Claim Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	2020119124
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000183130
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718

Mortgage

Document Number	0000531077
Date	Dec 29, 2020
Instrument	2020-0531077

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 6, 2020
Property Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Document Number	0000119124
Map Reference	MB 3 PG 77
Instrument Date	Sep 30, 2019
Instrument	2020-0119124
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718

Mortgage

Document Number	0000119125
Date	Apr 6, 2020
Instrument	2020-0119125

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 3, 2017
Property Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Document Number	0000456687
Map Reference	MB3 PG77
Instrument Date	Sep 12, 2017
Instrument	2017-0456687
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000456688
Date	Nov 3, 2017
Instrument	2017-0456688

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 3, 2017
Property Address	1144 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Document Number	0000183130
Instrument Date	Apr 17, 2017
Instrument	183130
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SPRUCE ST SAN BERNARDINO CA 924112718, SAN BERNARDINO, CA 92411-2718

Tax Assessment & Valuation

The 2025 property tax bill for 1144 Spruce St was $3,821 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,654 (+2%) Land $89,243 Building $216,411
2025	$3,821.00 Homeowner's exemption	$299,661 Land $87,493 Building $212,168
2023	$3,645.00 (-0.11%) Homeowner's exemption	$288,024 Land $84,095 Building $203,929
2022	$3,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1144 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1144 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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