1144 Oswego Rd, Naperville, IL 60540 Property Records

DuPage County property record for 1144 Oswego Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,398 sqft · built 2018
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jul 2018)
Tax Bill$19,076 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-23-217-012

Property Details

APN / Parcel Number

Primary APN07-23-217-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,398 sqft Living Area
Gross Area4,796 sqft
1st Floor Area2,398 sqft
Basement Area2,398 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions21 ft deep x 11.4 ft wide

Location & Zoning

Street Address1144 OSWEGO RD
CityNAPERVILLE
StateIL
Zip60540-9207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLAVIK SUB ALL
Legal SubdivisionSLAVIK SUB
Legal Lot Number2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2014
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1144 OSWEGO RD, NAPERVILLE, IL 60540-9207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Jul 10, 2018Warranty Deed, Transfer · ARM
ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Document Number201863027
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1144 OSWEGO RD, NAPERVILLE, IL 60540-9207
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047649
DateMay 13, 2020
InstrumentR2020-047649
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 10, 2018
Property Address1144 OSWEGO RD, NAPERVILLE, IL 60540-9207
Document Number0000063027
Map ReferenceDOCR2015-098610
Instrument DateJun 29, 2018
InstrumentR2018-063027
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyCHICAGO TITLE INSURANCE COMP

Transaction

AmountAmount Recorded
Tax$1,732.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5211 THATCHER DR, NAPERVILLE, IL 60564-5353
InvestorPossibly a Property Investor

Mortgage

Document Number0000063028
DateJul 10, 2018
InstrumentR2018-063028
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term359 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,076.00 (+10.99%)$331,541 (+28.76%) Land $58,316 Building $273,225$994,623 (+28.76%) Land $174,948 Building $819,675
2022$17,187.00 Homeowner's exemption$257,490 Land $45,010 Building $212,480$772,470 Land $135,030 Building $637,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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