1144 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 1144 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1949
Lot Size	0.284 acres (12,402 sqft)
Owner	Owner Name on Record
Last Sale	$90,000 (Jun 2007)
Tax Bill	$2,154 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-36-129-002`

Property Details

APN / Parcel Number

Primary APN	`10-36-129-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	500 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	12,402 sqft (0.284 acres)
Lot Dimensions	159 ft deep x 78 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1144 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-W 78.68'-LOT 3 OAK GROVE ADD
Legal Subdivision	BRYANT
Legal Lot Number	3,1-W 78
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3004
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1144 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2007 · Amount on Record
Deed Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	2007-00008700
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1144 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005202
Date	Apr 5, 2021
Instrument	2021-00005202

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1144 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015308
Date	Oct 7, 2020
Instrument	2020-00015308

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,300 (+12.69%) Land $44,000 Building $136,300	$180,300 (+12.69%) Land $44,000 Building $136,300
2024	$2,154.00 (+2.18%)
2023		$160,000 (+22.02%) Land $40,000 Building $120,000	$160,000 (+22.02%) Land $40,000 Building $120,000
2022	$2,108.00 Homeowner's exemption	$131,130 Land $36,010 Building $95,120
2021			$131,130 Land $36,010 Building $95,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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