1144 E Locust St, Decatur, IL 62521 Property Records

Macon County property record for 1144 E Locust St, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details1 ba · 936 sqft · built 1890
Lot Size0.421 acres (18,360 sqft)
OwnerCompany Name on File
Tax Bill$509 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-11-258-017

Property Details

APN / Parcel Number

Primary APN04-12-11-258-017
Alternative APN
  • 12-11-258-017

Interior

Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood
Construction TypeFrame
Lot Area18,360 sqft (0.421 acres)
Lot Dimensions120 ft deep x 153 ft wide
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041211258017
Street Address1144 E LOCUST ST
CityDECATUR
StateIL
Zip62521-1367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionCARVERS ADD LOTS 16 17 18 BLK 6 03BK3377/220 153X120
Legal Range02E
Legal Township16N
Legal Section11
Legal SubdivisionCARVERS ADD
Legal Block6
Legal Lot Number16
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2035
Census Tract900

Owner

1144 E Locust St, a single family home, is owned by a company.

Source: Macon County records, as of August 5, 2026

Owner of RecordCompany Name on File
Mailing Address1160 E LOCUST ST, DECATUR, IL 62521-1367
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Commercial Mortgage
FIRST MID ILLINOIS BK & TR NA
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1144 E LOCUST ST, DECATUR, IL 62521-1367
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004993/494
DateJan 11, 2024
Book Page4993/494
Instrument2021235
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term36 Months
DueJan 10, 2027

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1144 E LOCUST ST, DECATUR, IL 62521-1367
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4720/785
DateJan 22, 2020
Book Page4720/785
Instrument1956584
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueJan 17, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1144 E Locust St was $509.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$509.00$5,462 Land $469 Building $4,993$16,387 Land $1,407 Building $14,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1144 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1144 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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