1144 Congress Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 1144 Congress Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,888 sqft · built 1942
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2026)
Tax Bill	$11,811 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60-05915-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`60-05915-0000-00004`
Alternative APNs	`600591500004` `056321`

Interior

Stories	2 Stories
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	056321
Street Address	1144 CONGRESS AVE
City	TEANECK
State	NJ
Zip	07666-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	50X100
Legal Block	5915
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	1
Census Block	1028
Census Tract	54102

Owner

1144 Congress Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Bergen County and Teaneck Township records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 28, 2018	Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION
Jul 12, 2017	Grant Deed, Transfer · Construction Mortgage GROUNDFLOOR FIN INC
Apr 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Jul 12, 2017 · Amount on File
Deed Document Number	202651286
Deed Book / Page	5858 / 714
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2026
Property Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Document Number	0000051286
Book / Page	5858 / 714
Instrument Date	Jul 9, 2026
Instrument	202651286
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804

Mortgage

Document Number	0000051287,
Date	Jul 27, 2026
Instrument	202651287

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039840603
Date	Mar 1, 2021
Book Page	3984/603
Instrument	2021027522

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Oct 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 28, 2018
Property Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Document Number	0029811224
Book / Page	002981 / 001224
Instrument Date	Jun 19, 2018
Instrument	45898
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 CONGRESS AVE TEANECK NJ 076665804, TEANECK, NJ 07666-5804

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 12, 2017
Property Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Document Number	0026630230
Book / Page	002663 / 000230
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	535 HORY ST ROSELLE NJ 072032364, ROSELLE, NJ 07203-2364

Mortgage

Document Number	26630236
Date	Jul 12, 2017
Book Page	002663/000236

Lender

Name	GROUNDFLOOR FIN INC
Address	ATLANTA, GA 30308

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 11, 2018

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 10, 2017
Property Address	1144 CONGRESS AVE, TEANECK, NJ 07666-5804
Document Number	0025841251
Book / Page	002584 / 001251
Instrument Date	Sep 26, 2016
Transaction Type	Foreclosure
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1144 Congress Ave was $11,811 with a veteran's exemption, up 4.9% from the year before.

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,300 (-) Land $195,000 Building $320,300	$515,300 (-) Land $195,000 Building $320,300
2025	$11,811.00 (+4.95%) Veteran's exemption	$515,300 Land $195,000 Building $320,300	$515,300 Land $195,000 Building $320,300
2024	$11,254.00
2023		$361,400 Land $125,000 Building $236,400	$361,400 Land $125,000 Building $236,400
2022	$11,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1144 Congress Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1144 Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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