1144 Chestnut St, Reading, PA 19602 Property Records

Berks County property record for 1144 Chestnut St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$58,500 (Oct 2018)
Tax Bill	$801 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-22-18-5927`

Property Details

APN / Parcel Number

Primary APN	`5316-22-18-5927`
Alternative APNs	`10-5316-22-18-5927` `10310505` `310505`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10310505
Street Address	1144 CHESTNUT ST
City	READING
State	PA
Zip	19602-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	2100

Owner

1144 Chestnut St is owned and occupied by an individual who bought it in October 2018.

Source: Berks County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1144 CHESTNUT ST, READING, PA 19602-2075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Oct 30, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	Mar 13, 2015 · Amount on File
Deed Document Number	201837770
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 18, 2026
Property Address	1144 CHESTNUT ST, READING, PA 19602-2075
Document Number	0000019497
Instrument Date	Jun 10, 2026
Instrument	202619497
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 CHESTNUT ST, READING, PA 19602-2075

Mortgage

Document Number	0000019497,
Date	Jun 18, 2026
Instrument	202619497

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2051

Interest

Rate	6.36%
Max Rate	-1%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 30, 2018
Property Address	1144 CHESTNUT ST, READING, PA 19602-2075
Document Number	0000037770
Instrument Date	Oct 29, 2018
Instrument	37770
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 CHESTNUT ST READING PA 196022075, READING, PA 19602-2075

Tax Assessment & Valuation

The 2026 property tax bill for 1144 Chestnut St was $801.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$801.00	$28,400 Land $7,700 Building $20,700	$7,700 Land $7,700
2024	$751.00	$28,400 Land $7,700 Building $20,700
1994			$28,400 Land $7,700 Building $20,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1144 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1144 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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