Hamilton County property record for 11439 Regency Ln, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,646 sqft · built 1998 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $4,678 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-04-107-009.000-018 |
| Primary APN | 29-14-04-107-009.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,646 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| 2nd Floor Area | 2,089 sqft |
| Basement Area | 1,167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 151 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1614040107009000 |
|---|---|
| Street Address | 11439 REGENCY LN |
| City | CARMEL |
| State | IN |
| Zip | 46033-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .44, SECTION 4, TOWNSHIP 17, RANGE 4, SYCAMORE FARM, SECTION 2, LOT 43 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | SYCAMORE FARM SECTION 2 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 111101 |
The current owner of 11439 Regency Ln acquired it in August 2004.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 11439 REGENCY LN, CARMEL, IN 46033-3972 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2004 |
| Transfer Doc | 0000054871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11439 REGENCY LN, CARMEL, IN 46033-3972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048385 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019048385 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11439 REGENCY LN, CARMEL, IN 46033-3972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038914 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020038914 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503,800 (+19.19%) Land $157,800 Building $346,000 | $503,800 (+19.19%) Land $157,800 Building $346,000 | |
| 2024 | $4,678.00 (+0.49%) | $422,700 (-2.36%) Land $157,800 Building $264,900 | $422,700 (-2.36%) Land $157,800 Building $264,900 |
| 2023 | $4,655.00 (+15.59%) Homeowner's exemption | $432,900 (+22.12%) Land $157,800 Building $275,100 | $432,900 (+22.12%) Land $157,800 Building $275,100 |
| 2022 | $4,027.00 | $354,500 Land $105,200 Building $249,300 | $354,500 Land $105,200 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11439 Regency Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1980–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11439 Regency Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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