Putnam County property record for 11438 Rd L, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,677 sqft · built 2017 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,694 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-056090.0100 |
| Primary APN | 30-056090.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,677 sqft Living Area |
| 1st Floor Area | 2,677 sqft |
| Basement Area | 2,677 sqft |
| Unfinished Basement | 2,677 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 11438 ROAD L |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 7E 29 SECOR W SW SE |
| Legal Range | 7E |
| Legal Township | 1N |
| Legal Section | 29 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30302 |
11438 Rd L is owned and occupied by two individuals.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11438 ROAD L, OTTAWA, OH 45875-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO |
| Feb 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 11438 ROAD L, OTTAWA, OH 45875-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00687/1245 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 687/1245 |
| Instrument | 201700001106 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 11438 ROAD L, OTTAWA, OH 45875-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000721/801 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 721/801 |
| Instrument | 202000002543 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | COLUMBUS GROVE, OH 45830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Feb 6, 2017 |
| Property Address | 11438 ROAD L, OTTAWA, OH 45875-9539 |
| Document Number | 00686/1187 |
| Book / Page | 686 / 1187 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 201700000513 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 102 OTTAWA GLANDORF RD, OTTAWA, OH 45875-9423 |
The 2025 property tax bill for 11438 Rd L was $5,694 with a homeowner's exemption, up 2.6% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,694.00 (+2.61%) Homeowner's exemption | $174,630 (-) Land $9,490 Building $165,140 | $498,940 Land $27,110 Building $471,830 |
| 2024 | $5,549.00 (-0.57%) Homeowner's exemption | $174,630 (+20.46%) Land $9,490 Building $165,140 | |
| 2023 | $5,581.00 (+5.84%) Homeowner's exemption Additional exemption filed | $144,970 (-) Land $7,070 Building $137,900 | $498,940 Land $27,110 Building $471,830 |
| 2022 | $5,273.00 Homeowner's exemption | $144,970 Land $7,070 Building $137,900 | |
| 2020 | $414,200 Land $20,200 Building $394,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11438 Rd L in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11438 Rd L is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glandorf Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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