11434 Rapallo Ln, Windermere, FL 34786 Property Records

Orange County property record for 11434 Rapallo Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,822 sqft · built 2003
Lot Size0.382 acres (16,627 sqft)
Owner2 Individual Names on File
Last Sale$789,500 (Sep 2026)
Tax Bill$6,941 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN31-22-28-0243-00-300

Property Details

APN / Parcel Number

Primary APN31-22-28-0243-00-300
Alternative APNs
  • 282231024300300
  • 258636
  • 263482
  • 268028

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,822 sqft Living Area
Gross Area4,310 sqft
1st Floor Area1,609 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,627 sqft (0.382 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area351 sqft
Patio Area492 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11434 RAPALLO LN
CityWINDERMERE
StateFL
Zip34786-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionBELMERE VILLAGE G2 48/65 LOT 30
Legal Range28E
Legal Township22S
Legal Section31
Legal SubdivisionBELMERE VILLAGE G2
Legal Tract243
Legal Lot Number30
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2002
Census Tract17120

Owner

11434 Rapallo Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Orange County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address11434 RAPALLO LN, WINDERMERE, FL 34786-6029
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2026 · Amount on File
Deed SaleSep 8, 2026 · Amount on File
Prior SaleJul 12, 2016 · Amount on File
Deed Document Number2026497805
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 8, 2026
Property Address11434 RAPALLO LN, WINDERMERE, FL 34786-6029
Document Number0000497805
Instrument DateSep 4, 2026
Instrument2026497805
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySIGNATURE TITLE PROFESSIONALS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$558,176.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11434 RAPALLO LN, WINDERMERE, FL 34786-6029

Mortgage

Document Number0000497806,
DateSep 8, 2026
Instrument2026497806
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11434 RAPALLO LN, WINDERMERE, FL 34786-6029
Transaction TypeMortgage
Record UpdatedMar 4, 2022
Title CompanyCLEAR TITLE OF FLORIDA

Transferred To (Grantee/Buyer)

NameVerified Name
Address11434 RAPALLO LN, WINDERMERE, FL 34786-6029

Mortgage

Document Number0000110709
DateFeb 17, 2022
Instrument20220110709
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term167 Months
DueJan 25, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 11434 Rapallo Ln was $6,941, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,161 (+2.7%)$654,020 (-1.46%) Land $110,000 Building $544,020
2025$6,941.00 (+4.34%) Homeowner's exemption$447,090$663,680 Land $110,000 Building $553,680
2024$6,652.00 (+7.32%)
2023$6,198.00 (+3.3%) Homeowner's exemption$421,835 (+3%)$599,817 (+17.56%) Land $110,000 Building $489,817
2022$6,000.00 Homeowner's exemption$409,549$510,231 Land $95,000 Building $415,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11434 Rapallo Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11434 Rapallo Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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