11432 Zane Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 11432 Zane Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,080 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-23-0039`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-23-0039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Gross Area	2,314 sqft
1st Floor Area	1,080 sqft
Basement Area	794 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11432 ZANE AVE N
City	CHAMPLIN
State	MN
Zip	55316-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 002 T THOUSAND PINES ESTATES 80 X 140.29
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	23
Legal Subdivision	THOUSAND PINES ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11432 ZANE AVE N, CHAMPLIN, MN 55316-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 26, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 20, 2017
Transfer Doc	0T05417820
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11432 ZANE AVE N, CHAMPLIN, MN 55316-2909
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05857863
Date	Jul 20, 2021
Instrument	T05857863

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11432 ZANE AVE N, CHAMPLIN, MN 55316-2909
Document Number	0005658597
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11432 ZANE AVE N CHAMPLIN MN 553162909, CHAMPLIN, MN 55316-2909

Mortgage

Document Number	0005658597
Date	Nov 1, 2019
Instrument	5658597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11432 ZANE AVE N, CHAMPLIN, MN 55316-2909
Document Number	0005586284
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11432 ZANE AVE N CHAMPLIN MN 553162909, CHAMPLIN, MN 55316-2909

Mortgage

Document Number	0005586284
Date	Jan 2, 2019
Instrument	5586284

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 26, 2017
Property Address	11432 ZANE AVE N, CHAMPLIN, MN 55316-2909
Document Number	0005417820
Instrument Date	Jan 20, 2017
Instrument	5417820
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11432 ZANE AVE N CHAMPLIN MN 553162909, CHAMPLIN, MN 55316-2909

Mortgage

Document Number	5417821
Date	Jan 26, 2017
Instrument	5417821

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2032

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,112.00 (+0.93%) Homeowner's exemption	$348,300 (-1.25%) Land $102,000 Building $246,300	$348,300 (-1.25%) Land $102,000 Building $246,300
2024	$4,074.00 (+8.7%)	$352,700 (+4.66%) Land $108,000 Building $244,700	$352,700 (+4.66%) Land $108,000 Building $244,700
2023	$3,748.00 Homeowner's exemption
2022		$337,000 Land $101,000 Building $236,000	$337,000 Land $101,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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