Frederick County property record for 11432 Rum Spring Rd, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2002 |
| Square Footage | 3,126 sqft Living Area |
| Lot Size | 6.71 acres |
| Garage | Attached, 552 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,139.00 (2025) |
| Primary APN | 06-184146 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,126 sqft Living Area |
| Gross Area | 3,678 sqft Gross Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 292,288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 2,560 sqft Shed |
| Porch | Open Porch |
| Porch Area | 240 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 184146 |
|---|---|
| Street Address | 11432 RUM SPRING RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1648 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6.7179 ACRES W/S RUM SPRINGS ROAD OFF FIVE FORKS |
| Legal Subdivision | MURDOCKS MOUNTAIN SURV |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 6, CATOCTIN |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 752801 |
Source: Frederick County records · APN 06-184146
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11432 RUM SPRING RD, FREDERICK, MD 21702-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11432 RUM SPRING RD, FREDERICK, MD 21702-1648 |
| Document Number | 0128950335 |
| Instrument Date | Mar 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 11432 RUM SPRING RD FREDERICK MD 217021648, FREDERICK, MD 21702-1648 |
| Document Number | 0128950335 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 012895/000335 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,300 (+35.69%) Land $106,200 Building $372,100 | $478,300 (+35.69%) Land $106,200 Building $372,100 | |
| 2025 | $4,139.00 (+13.49%) | ||
| 2023 | $3,647.00 Homeowner's exemption | $352,500 Land $90,900 Building $261,600 | $352,500 Land $90,900 Building $261,600 |
11432 Rum Spring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 80th in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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