11432 Rawhide Rd, Lusby, MD 20657 Property Records

Calvert County property record for 11432 Rawhide Rd, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,292 sqft · built 1969
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Sep 2023)
Tax Bill$3,499 (2025)
Deeds & MortgagesDec 2022 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-115707

Property Details

APN / Parcel Number

Primary APN01-115707
Alternative APNs
  • 1115707
  • 115707

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeMixed
Garage Area280 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number115707
Street Address11432 RAWHIDE RD
CityLUSBY
StateMD
Zip20657-3159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 84 SEC 5G CHES RANCH ESTS
Legal SubdivisionCHESAPEAKE RANCH ESTATES
Legal Lot Number84
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3026
Census Tract861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11432 RAWHIDE RD, LUSBY, MD 20657-3159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 8, 2023Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2023 · Amount on Record
Deed SaleSep 8, 2023 · Amount on Record
Prior SaleJul 23, 2015 · Amount on Record
Deed Book / Page6480 / 269
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11432 RAWHIDE RD, LUSBY, MD 20657-3159
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11432 RAWHIDE RD, LUSBY, MD 20657-3159

Mortgage

Document Number0063770256
DateDec 2, 2022
Book Page6377/256
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term285 Months
DueSep 1, 2046

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 8, 2023
Property Address11432 RAWHIDE RD, LUSBY, MD 20657-3159
Document Number0064800269
Book / Page6480 / 269
Map ReferenceMB JLB 1 PL 61
Instrument DateSep 1, 2023
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11432 RAWHIDE RD, LUSBY, MD 20657-3159

Mortgage

Document Number0006480276
DateSep 8, 2023
Instrument6480/276
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,800 (+52.98%) Land $55,200 Building $265,600$320,800 (+52.98%) Land $55,200 Building $265,600
2025$3,499.00 (+60.65%)
2023$2,178.00$209,700 Land $55,200 Building $154,500$209,700 Land $55,200 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1991–2003)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESAPEAKE RANCH ESTATES
private · serves 9,500 people · EPA ID MD0040004
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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