11432 Freshwater Ridge Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 11432 Freshwater Ridge Dr, Riverview, FL 33569

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,834 sqft · built 2020
Lot Size	0.192 acres (8,359 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (May 2025)
Tax Bill	$8,330 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077345-8384`

Property Details

APN / Parcel Number

Primary APN	`077345-8384`
Alternative APN	`U333020B67000000000520`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,834 sqft Living Area
Gross Area	4,775 sqft
1st Floor Area	1,779 sqft
Upper Floors Area	2,055 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,359 sqft (0.192 acres)
Lot Dimensions	143 ft deep x 54.7 ft wide
Garage Type	Attached
Garage Area	606 sqft
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0773458384
Street Address	11432 FRESHWATER RIDGE DR
City	RIVERVIEW
State	FL
Zip	33569-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-9
Legal Description	RIVERCREST LAKES LOT 52
Legal Range	20E
Legal Township	30S
Legal Section	33
Legal Subdivision	RIVERCREST LAKES
Legal Lot Number	52
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1024
Census Tract	13924

Owner

11432 Freshwater Ridge Dr is owned and occupied by two individuals who acquired it in August 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11432 FRESHWATER RIDGE DR, RIVERVIEW, FL 33569-2060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2025197460
Last Transfer Date	Aug 12, 2025
Transfer Doc	0000348984
Record Updated	Oct 29, 2026

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 22, 2020
Property Address	11432 FRESHWATER RIDGE DR, RIVERVIEW, FL 33569-2060
Document Number	0000439120
Map Reference	MB 134 PG 180
Instrument Date	Oct 7, 2020
Instrument	2020439120
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11432 FRESHWATER RIDGE DR, RIVERVIEW, FL 33569-2060

Mortgage

Document Number	0000439121
Date	Oct 22, 2020
Instrument	2020439121

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11432 Freshwater Ridge Dr was $8,330.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,687 (+24.26%) Land $127,249 Building $431,438	$558,687 (+2.73%) Land $127,249 Building $431,438
2025	$8,330.00 Homeowner's exemption	$449,606	$543,860 Land $127,249 Building $416,611
2023	$7,456.00 (+3.63%) Homeowner's exemption	$424,209 (+3%)	$559,765 (+5.97%) Land $127,249 Building $432,516
2022	$7,195.00 Homeowner's exemption	$411,853	$528,222 Land $105,310 Building $422,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11432 Freshwater Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11432 Freshwater Ridge Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20