Genesee County property record for 11431 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,768 sqft · built 2003 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,000 (Feb 2024) |
| Tax Bill | $5,669 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-32-100-018 |
| Primary APN | 10-32-100-018 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11431 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | A PARCEL OF LAND BEG N 89 DEG 15 MIN 53 SEC E 776.39 FT FROM NW COR OF SEC TH CONT N 89 DEG 15 MIN 53 SEC E 200 FT TH S 1 DEG |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 20, 2023 | Intrafamily Transfer, Transfer · VA Mortgage SIMPLE HOME LENDING LLC |
| Mar 3, 2022 | Deed of Trust, Mortgage · VA Mortgage SIMPLE HOME LENDING LLC |
| May 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Jun 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2023 |
| Deed Document Number | 20247897 |
| Prior Transfer Date | Jun 9, 2023 |
| Prior Transfer Doc | 0000037427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 28, 2024 |
| Property Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 0000007897 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 202402280007897 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12830 BARNES RD, BYRON, MI 48418-8948 |
| Document Number | 0000007898 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 202402280007898 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 0000037427 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202306200037427 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 0000037428 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 202306200037428 |
| Name | SIMPLE HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 0000011152 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 202203030011152 |
| Name | SIMPLE HOME LENDING LLC |
|---|---|
| Address | MACOMB, MI 48044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 5, 2021 |
| Property Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 202105050045438 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 202105050045438 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, 11431, GAINES, MI 48436-9777 |
| Name | Verified Name |
|---|---|
| Address | 16296 DELAWARE AVE, REDFORD, MI 48240-2422 |
| Document Number | 202105050045439 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 202105050045439 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 30, 2017 |
| Property Address | 11431 BALDWIN RD, GAINES, MI 48436-9777 |
| Document Number | 201706300047457 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 201706300047457 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SELECT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11431 BALDWIN RD, 11431, GAINES, MI 48436-9777 |
| Name | Verified Name |
|---|---|
| Address | 2111 CASHIN ST, BURTON, MI 48509-1139 |
| Document Number | 201706300047458 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 201706300047458 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,500 (+6.56%) Land $23,000 Building $152,500 | $351,000 (+6.56%) Land $46,000 Building $305,000 | |
| 2025 | $5,669.00 (+11.29%) Homeowner's exemption | $164,700 (+7.93%) | $329,400 (+7.93%) |
| 2024 | $5,094.00 (+54.55%) | ||
| 2023 | $152,600 (+18.75%) | $305,200 (+18.75%) | |
| 2022 | $128,500 | $257,000 | |
| 2019 | $3,296.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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