Bay County property record for 11431 1st St, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1967 |
| Lot Size | 1.12 acres (48,961 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Feb 2019) |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Dec 2020 Loan Modification Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03613-000-000 |
| Primary APN | 03613-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Heated Area |
| Gross Area | 1,494 sqft |
| 1st Floor Area | 1,452 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 48,961 sqft (1.12 acres) |
| Lot Dimensions | 245 ft deep x 200 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 210 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11431 1ST ST |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | YOUNGSTOWN PLAT LOTS 9, 10, 11, 12, 13, 14, 15 & 16 BLK 16 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | YOUNGSTOWN PLAT |
| Legal Block | 16 |
| Legal Lot Number | 9-13 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 302 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11431 1ST ST, YOUNGSTOWN, FL 32466-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Loan Modification, Mortgage · Conventional with PMI CAYWOOD VANSTRATUM |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage CAYWOOD VANSTRATCM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on Record |
| Deed Sale | Feb 4, 2019 · Amount on Record |
| Deed Document Number | 2019013038 |
| Deed Book / Page | 4086 / 0381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 11431 1ST ST, YOUNGSTOWN, FL 32466-2510 |
| Document Number | 0043320884 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 11431 1ST ST YOUNGSTOWN FL 324662510, YOUNGSTOWN, FL 32466-2510 |
| Document Number | 0043320884 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 004332/000884 |
| Instrument | 81505 |
| Name | CAYWOOD VANSTRATUM |
|---|---|
| Address | 330 BIRCH ST, GAINESBORO, TN 38562-9695 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 11431 1ST ST, YOUNGSTOWN, FL 32466-2510 |
| Document Number | 0040860381 |
| Book / Page | 004086 / 000381 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 13038 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11431 1ST ST YOUNGSTOWN FL 32466, YOUNGSTOWN, FL 32466 |
| Document Number | 40860383 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 004086/000383 |
| Instrument | 13039 |
| Name | CAYWOOD VANSTRATCM |
|---|---|
| Address | 330 BIRCH ST, GAINESBORO, TN 38562-9695 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (+2.34%) | $127,046 (+4.8%) Land $28,416 Building $98,630 | $127,046 (+4.8%) Land $28,416 Building $98,630 |
| 2024 | $1,536.00 (-0.19%) | $121,223 (-0.54%) Land $28,416 Building $92,807 | $121,223 (-0.54%) Land $28,416 Building $92,807 |
| 2023 | $1,539.00 (+20.33%) | $121,877 (+13.5%) Land $28,416 Building $93,461 | $121,877 (+13.5%) Land $28,416 Building $93,461 |
| 2022 | $1,279.00 | $107,380 Land $28,416 Building $78,964 | $107,380 Land $28,416 Building $78,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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