11430 Ruby Canyon Ln, Houston, TX 77095 Property Records

Harris County property record for 11430 Ruby Canyon Ln, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,915 sqft · built 2000
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2001)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-345-001-0040`

Property Details

APN / Parcel Number

Primary APN	`120-345-001-0040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,915 sqft Living Area
1st Floor Area	1,829 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,255 sqft (0.19 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1203450010040
Street Address	11430 RUBY CANYON LN
City	HOUSTON
State	TX
Zip	77095-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 BLK 1 STONE GATE SEC 4
Legal Subdivision	STONE GATE SEC 4
Legal Block	1
Legal Lot Number	40
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3003
Census Tract	541007

Owner

11430 Ruby Canyon Ln is owned and occupied by two individuals who bought it in April 2001.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11430 RUBY CANYON LN, HOUSTON, TX 77095-4863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2001 · Amount on File
Deed Sale	Apr 18, 2001 · Amount on File
Prior Sale	Apr 18, 2001
Deed Document Number	2001993907
Deed Book / Page	53913 / 818
Prior Transfer Date	Apr 12, 2001
Prior Transfer Doc	000U993907
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	11430 RUBY CANYON LN, HOUSTON, TX 77095-4863
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021558436
Date	Sep 29, 2021
Instrument	2021-558436

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	133 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 11430 Ruby Canyon Ln was $1,346 with a homeowner's exemption, up 604.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,679 (-) Land $74,889 Building $292,790	$367,679 (-) Land $74,889 Building $292,790
2025	$1,346.00 (+604.71%) Homeowner's exemption	$367,679 Land $74,889 Building $292,790	$367,679 Land $74,889 Building $292,790
2024	$191.00
2023		$387,824 Land $74,889 Building $312,935	$387,824 Land $74,889 Building $312,935
2022	$191.00
2020	$211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11430 Ruby Canyon Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	16 (2017–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11430 Ruby Canyon Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REMINGTON MUD 1 serves 13,746 people · EPA ID TX1013074
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20