11430 Osprey Trl, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 11430 Osprey Trl, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,134 sqft · built 2016
Lot Size	0.364 acres (15,850 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (May 2021)
Tax Bill	$4,715 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18C-42-1-273`

Property Details

APN / Parcel Number

Primary APN	`18C-42-1-273`
Alternative APN	`018C42 1273`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,134 sqft Finished Area
Basement Area	2,458 sqft
Unfinished Basement	2,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,850 sqft (0.364 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	20 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11430 OSPREY TRL
City	SPOTSYLVANIA
State	VA
Zip	22551-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P3
Legal Description	FAWN LAKE LOT 1273 SEC 15A
Legal Subdivision	FAWN LAKE
Legal Lot Number	1273
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2010
Census Tract	20407

Owner

11430 Osprey Trl is owned and occupied by two individuals who bought it in May 2021.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11430 OSPREY TRL, SPOTSYLVANIA, VA 22551-8948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL
Apr 18, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	202115188
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Dec 5, 2018
Property Address	11430 OSPREY TRL, SPOTSYLVANIA, VA 22551-8948
Document Number	201800019703
Instrument Date	Dec 3, 2018
Instrument	19703
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 OSPREY TRL SPOTSYLVANIA VA 225518948, SPOTSYLVANIA, VA 22551-8948

Mortgage

Document Number	201800019704
Date	Dec 5, 2018
Instrument	19704

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 18, 2017
Property Address	11430 OSPREY TRL, SPOTSYLVANIA, VA 22551-8948
Document Number	201700006765
Instrument Date	Apr 17, 2017
Instrument	6765
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 OSPREY TRL SPOTSYLVANIA VA 225518948, SPOTSYLVANIA, VA 22551-8948

Mortgage

Document Number	201700006766
Date	Apr 18, 2017
Instrument	6766

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11430 Osprey Trl was $4,715.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,715.00	$639,600 Land $150,000 Building $489,600
2025			$639,600 Land $150,000 Building $489,600
2023	$3,564.00	$461,900 Land $95,000 Building $366,900	$461,900 Land $95,000 Building $366,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11430 Osprey Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11430 Osprey Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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