1143 Hydro Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 1143 Hydro Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,920 sqft · built 2017
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Tax Bill	$997 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6583 00 33 6379`

Property Details

APN / Parcel Number

Primary APN	`6583 00 33 6379`
Alternative APN	`1479457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1479457
Street Address	1143 HYDRO RD
City	MOUNT GILEAD
State	NC
Zip	27306-8716
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	GREGORY GREGORY
Legal Subdivision	WILLIAM AND PAULA GREGORY PROPERTY
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	1
Census Block	1052
Census Tract	960401

Owner

1143 Hydro Rd, a residential property, is owned and occupied by an individual.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2018	Deed of Trust, Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716

Mortgage

Document Number	000980/303
Date	Mar 11, 2026
Book Page	980/303
Instrument	389935

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2046

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716

Mortgage

Document Number	000977/306
Date	Jan 15, 2026
Book Page	977/306
Instrument	389309

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	876/517
Date	Jun 28, 2021
Book Page	876/517
Instrument	368877

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0805/0686
Date	Apr 2, 2018
Book Page	0805/0686
Instrument	354076

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 30, 2017
Property Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716
Document Number	0800/0317
Book / Page	0800 / 0317
Map Reference	MB G SL 12D
Instrument Date	Nov 1, 2017
Instrument	352794
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 JUDY ST, 1302, ALBEMARLE, NC 28001-6257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 HYDRO RD, MOUNT GILEAD, NC 27306-8716

Tax Assessment & Valuation

The 2025 property tax bill for 1143 Hydro Rd was $997.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,232 (-) Land $8,075 Building $154,157	$162,232 (-) Land $8,075 Building $154,157
2025	$997.00	$162,232 Land $8,075 Building $154,157	$162,232 Land $8,075 Building $154,157
2023		$162,232 Land $8,075 Building $154,157	$162,232 Land $8,075 Building $154,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1143 Hydro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1143 Hydro Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hydro Rd

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