11422 Spring Hill Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11422 Spring Hill Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,079 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0631-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0631-0040`
Alternative APNs	`00498189` `498189`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 127 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00498189
Street Address	11422 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34609-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 631 LOT 4
Legal Range	18E
Legal Township	23S
Legal Section	29
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	631
Legal Lot Number	4
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2002
Census Tract	40912

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 15, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
May 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	0043940762
Deed Book / Page	4394 / 762
Last Transfer Date	Jun 14, 2024
Transfer Doc	0044331030
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 22, 2024
Property Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Document Number	0043940762
Book / Page	4394 / 762
Map Reference	MB 8 PG 54
Instrument Date	Feb 16, 2024
Instrument	2024010820
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3622, SPRING HILL, FL 34611-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753

Mortgage

Document Number	0004394764
Date	Feb 22, 2024
Instrument	4394/764

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 15, 2021
Property Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Document Number	0040271079
Book / Page	4027 / 1079
Map Reference	MB 8 PG 54-66
Instrument Date	Jun 30, 2021
Instrument	2021053323
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 WHALEY HOLLOW RD, 219, COVENTRY, RI 02816-4625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753

Mortgage

Document Number	40271081
Date	Jul 15, 2021
Instrument	4027/1081

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 16, 2018
Property Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Document Number	0035831646
Book / Page	003583 / 001646
Instrument Date	Mar 28, 2018
Instrument	29875
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	460 VICTORY HWY WEST GREENWICH RI 028172159, WEST GREENWICH, RI 02817-2159

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 16, 2018
Property Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Document Number	0035831644
Book / Page	003583 / 001644
Instrument Date	Mar 28, 2018
Instrument	29874
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	219 WHALEY HOLLOW RD COVENTRY RI 028164625, COVENTRY, RI 02816-4625

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2018
Property Address	11422 SPRING HILL DR, SPRING HILL, FL 34609-4753
Document Number	0035840704
Book / Page	003584 / 000704
Instrument Date	Mar 15, 2018
Instrument	30174
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 VICTORY HWY WEST GREENWICH RI 028172167, WEST GREENWICH, RI 02817-2167

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+114.41%)	$216,794 (+25.28%) Land $103,378 Building $113,416	$216,794 (+25.28%) Land $103,378 Building $113,416
2023		$173,049 (+17.25%) Land $59,985 Building $113,064
2022	$1,443.00	$147,590 Land $44,516 Building $103,074	$173,049 Land $55,908 Building $117,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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