Oneida County and Deerfield Town property record for 11420 Steuben Rd E, Utica, NY 13502
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,116 sqft · built 2007 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,766 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303200 249.000-1-40.5 |
| Primary APN | 303200 249.000-1-40.5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Upper Floors Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Lot Area | 126,760 sqft (2.91 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Attached |
| Garage Area | 833 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11420 STEUBEN RD E |
|---|---|
| City | UTICA |
| State | NY |
| Zip | 13502-7228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 40.005 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 23902 |
Source: Oneida County and Deerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | STEUBEN RD E, UTICA, NY 13502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 11420 STEUBEN RD E, UTICA, NY 13502-7228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016046 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-016046 |
| Name | FIRST SOURCE FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Jan 1, 2033 |
| Index | Other |
| Margin | 3 |
Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Deerfield Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,766.00 (+9.73%) Homeowner's exemption | ||
| 2025 | $6,166.00 (+156.28%) | $34,000 (-) Land $2,000 Building $32,000 | $390,805 (+8.62%) Land $22,989 Building $367,816 |
| 2023 | $34,000 (-) Land $2,000 Building $32,000 | $359,788 (+14.81%) Land $21,164 Building $338,624 | |
| 2022 | $2,406.00 Homeowner's exemption | $34,000 Land $2,000 Building $32,000 | $313,364 Land $18,433 Building $294,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2006–2011) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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