11420 S 450 E, Geneva, IN 46740 Property Records

Adams County property record for 11420 S 450 E, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 2,704 sqft · built 1937
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2023)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Refinance + 7 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-32-100-002.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-32-100-002.000-006`
Alternative APNs	`01608000002870` `00255735850`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
1st Floor Area	2,704 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft
Lean-To	1,056 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00255735850
Street Address	11420 S 450 E
City	GENEVA
State	IN
Zip	46740-9119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE PT SE NW SEC 32 (2A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5044
Census Tract	30700

Owner

11420 S 450 E, a rural home, is owned and occupied by an individual who bought it in March 2023.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	11420 S 450 E, GENEVA, IN 46740-9119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Jan 27, 2022	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Oct 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Jun 21, 2013	Deed of Trust, Mortgage · Line of Credit BANK OF GENEVA
Oct 5, 2016	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA
Feb 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS STATE BANK
Feb 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	202342291
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004425
Date	Nov 20, 2017
Instrument	2017004425

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005536
Date	Nov 5, 2020
Instrument	2020005536

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2021

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202019005053
Date	Dec 18, 2019
Instrument	202019005053

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000356
Date	Jan 27, 2022
Instrument	2022000356

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Feb 1, 2029
Margin	4

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024003738
Date	Oct 22, 2024
Instrument	2024003738

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2034

Interest

Rate Type	Adjustable Rate

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013002655
Date	Jun 21, 2013
Instrument	2013002655

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2043

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016003926
Date	Oct 5, 2016
Instrument	2016003926

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2046

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 21, 2023
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Document Number	2023000530
Instrument Date	Feb 13, 2023
Instrument	2023000530
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	IN

Mortgage

Document Number	2023000531
Date	Feb 21, 2023
Instrument	2023000531

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate	5.95%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 21, 2023
Property Address	11420 S 450 E, GENEVA, IN 46740-9119
Document Number	2023000530
Instrument Date	Feb 13, 2023
Instrument	2023000530
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	IN

Tax Assessment & Valuation

The 2025 property tax bill for 11420 S 450 E was $1,239 with a homeowner's exemption, up 4.4% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+4.38%) Homeowner's exemption	$164,900 Land $22,100 Building $142,800	$164,900 Land $22,100 Building $142,800
2024	$1,187.00 (+1.45%)
2023	$1,170.00 (+0.52%)	$146,200 (+1.25%) Land $21,900 Building $124,300	$146,200 (+1.25%) Land $21,900 Building $124,300
2022	$1,164.00	$144,400 Land $21,600 Building $122,800	$144,400 Land $21,600 Building $122,800
2020	$868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11420 S 450 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11420 S 450 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Wabash Communications Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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