Mille Lacs County property record for 11420 Gem St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.97 acres (260,171 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,900 (Oct 2005) |
| Tax Bill | $576 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-778-0020 |
| Primary APN | 11-778-0020 |
|---|
| Lot Area | 260,171 sqft (5.97 acres) |
|---|
| Street Address | 11420 GEM ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | RUM RIVER ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 170500 |
11420 Gem St is owned by two individuals who bought it in October 2005.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 44, BOCK, MN 56313-0044 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2005 · Amount on File |
| Deed Sale | Oct 6, 2005 · Amount on File |
| Deed Document Number | 2005326597 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11420 Gem St was $576.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576.00 | $66,600 (+20.22%) Land $62,000 Building $4,600 | $66,600 (+20.22%) Land $62,000 Building $4,600 |
| 2025 | $55,400 Land $51,000 Building $4,400 | $55,400 Land $51,000 Building $4,400 | |
| 2023 | $240.00 | $18,800 Land $18,800 | $18,800 Land $18,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11420 Gem St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11420 Gem St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Benton Cooperative Telephone Company.
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