1142 Whitegate Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1142 Whitegate Ct, O Fallon, MO 63366

Property Summary

Property TypeDuplex
Details2 bd · 3 ba · 1,991 sqft · built 1986
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jun 2024)
Tax Bill$2,558 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APNA870000583

Property Details

APN / Parcel Number

Primary APNA870000583
Alternative APN
  • 2-051B-5796-00-0041.1000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,991 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,138 sqft
Basement Area1,138 sqft
Finished Basement853 sqft
Unfinished Basement285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870000583
Street Address1142 WHITEGATE CT
CityO FALLON
StateMO
Zip63366-1257
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPINEY CREEK PT LOT 41 FKA WHITEGATE MANOR
Legal SubdivisionPINEY CREEK FKA WHITEGATE MANOR
Legal Lot Number41
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1013
Census Tract311603

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1142 WHITEGATE CT, O FALLON, MO 63366-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 14, 2024Warranty Deed, Transfer
APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleMar 14, 2024 · Amount on Record
Deed Document Number202424755
Prior Transfer DateMay 1, 2007
Prior Transfer Doc0000394340
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1142 WHITEGATE CT, O FALLON, MO 63366-1257
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1142 WHITEGATE CT, O FALLON, MO 63366-1257

Mortgage

Document Number0000042517
DateSep 25, 2025
Instrument2025R-042517
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 14, 2024
Property Address1142 WHITEGATE CT, O FALLON, MO 63366-1257
Document Number0000009568
Map ReferenceMB 1019 PG 1870
Instrument DateMar 10, 2024
Instrument2024R-009568
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyAPEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,583 (-)$208,331 (-) Land $37,975 Building $170,356
2025$2,558.00$39,583 (+3.55%)$208,331 (+3.55%) Land $37,975 Building $170,356
2023$38,226
2022$201,185 Land $26,582 Building $174,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

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