St. Charles County property record for 1142 Whitegate Ct, O Fallon, MO 63366
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 3 ba · 1,991 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jun 2024) |
| Tax Bill | $2,558 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A870000583 |
| Primary APN | A870000583 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 1,138 sqft |
| Finished Basement | 853 sqft |
| Unfinished Basement | 285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870000583 |
|---|---|
| Street Address | 1142 WHITEGATE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-1257 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PINEY CREEK PT LOT 41 FKA WHITEGATE MANOR |
| Legal Subdivision | PINEY CREEK FKA WHITEGATE MANOR |
| Legal Lot Number | 41 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311603 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1142 WHITEGATE CT, O FALLON, MO 63366-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 14, 2024 | Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Mar 14, 2024 · Amount on Record |
| Deed Document Number | 202424755 |
| Prior Transfer Date | May 1, 2007 |
| Prior Transfer Doc | 0000394340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1142 WHITEGATE CT, O FALLON, MO 63366-1257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1142 WHITEGATE CT, O FALLON, MO 63366-1257 |
| Document Number | 0000042517 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025R-042517 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 14, 2024 |
| Property Address | 1142 WHITEGATE CT, O FALLON, MO 63366-1257 |
| Document Number | 0000009568 |
| Map Reference | MB 1019 PG 1870 |
| Instrument Date | Mar 10, 2024 |
| Instrument | 2024R-009568 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,583 (-) | $208,331 (-) Land $37,975 Building $170,356 | |
| 2025 | $2,558.00 | $39,583 (+3.55%) | $208,331 (+3.55%) Land $37,975 Building $170,356 |
| 2023 | $38,226 | ||
| 2022 | $201,185 Land $26,582 Building $174,603 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Wisper ISP.
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