Richland County property record for 1142 Sandy St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1991 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Apr 2019) |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-05-14 |
| Primary APN | 26005-05-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01324043 |
|---|---|
| Street Address | 1142 SANDY ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | PARCEL A & PT PARCEL B 409.7X472.3X232.3X101.4X176.9 #PR 56-9701 411-2874 53-3070 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 6, 2026 | Intrafamily Transfer, Transfer |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Apr 3, 2019 | Warranty Deed, Transfer · Line of Credit GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Mar 3, 2010 · Amount on Record |
| Deed Document Number | 201922380 |
| Deed Book / Page | 2383 / 105 |
| Prior Transfer Date | Dec 30, 1999 |
| Prior Transfer Doc | 00375/0510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 6, 2026 |
| Property Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Document Number | 0030971423 |
| Book / Page | 3097 / 1423 |
| Map Reference | MB 1575 PG 2410 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026005721 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026422765 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2642/2765 |
| Instrument | 2021046502 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 3, 2019 |
| Property Address | 1142 SANDY ST, ELGIN, SC 29045-9618 |
| Document Number | 2383/0105 |
| Book / Page | 002383 / 000105 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 22380 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 NATURE TRL ELGIN SC 290458717, ELGIN, SC 29045-8717 |
| Document Number | 2383/0109 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 002383/000109 |
| Instrument | 22381 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 (+11.22%) | $10,440 (-) | $290,100 (+11.15%) Land $48,400 Building $241,700 |
| 2023 | $2,504.00 (-0.2%) | $10,440 (-) | $261,000 (-) |
| 2021 | $2,509.00 | $10,440 | $261,000 Land $30,200 Building $230,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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